Get our lowest intro APR for 18 billing cycles

• How much does it cost to apply?

  This card has no application fee.

  *Important information about rates, fees and cash back eligibility

• How long will it take to process my application?

  In most cases, it takes 7-10 business days. However, it can take up to 30 days to process your application.

• Is the information I submit on this application secure?

  Yes. We use the highest level of Internet security technology to ensure that the private and personal information you submit remains secure and confidential.

• Will I receive some sort of confirmation after I submit the online application?

  Yes. Once you submit your application, a confirmation page will appear on your screen a few moments later. Please don't interrupt your browser during this process.

• Is there an annual fee for the card?

  No. The Citizens Clear Value® Mastercard® doesn’t have an annual fee*.

  *Important information about rates and fees

• What Mastercard benefits will I receive?

  The purchases you make with your card have Extended Warranty Coverage^†. Plus, you’ll get Identity Theft Protection^†, Travel Accident and Baggage Delay Insurance^†, Embedded Chip Technology^†, Zero Liability Protection^† and more.

• Can I manage my account online?

  Yes. Simply enroll in Credit Card Online, where you can see current, recent, and past statements, pay your credit card bill, check balances, and more online. Enrollment is free and available 24/7.

• Where is my card accepted?

  You can use your card at millions of Mastercard locations worldwide, as well as online. No card is accepted in more places.

• Will any balance transfer(s) I make appear on my next statement?

  Balance transfers can take up to four weeks to process. Continue to pay the minimum monthly payments on the accounts you designate until the balance transfer payments appear as credits on those accounts.

• What if I ever have a question or concern about my card?
  Simply contact the Customer Service Department at 1-800-684-2222, Monday through Friday from 7:00am - 10:00pm EST or Saturday and Sunday from 9:00am - 6:00pm EST.

Have More Questions? Get more answers in our Full FAQs section.