Citizens Pay® is the power to upgrade how you do business
Generate new sales with Citizens Pay. Empower your customers to buy what they need, when they need it.
Grow Sales & AOV
Help customers purchase the item they want most, and drive 20%-40% lift in average order value (AOV).
Seamless Integration
Omnichannel customer experience solutions to meet all of your needs, from no-integration-necessary to fully integrated customization.
Build Loyalty
Dedicated purchasing power exclusively for your stores, delighting customers with the digital payment option they expect.
Explore the All-in-One Financing Solution
The modern payment solution for larger purchases, Citizens Pay combines the best of BNPL and private label credit into a single consumer financing product. Watch the video to see how it works.
Dedicated purchasing power
Drive repeat purchases and customer loyalty with an available line of credit.
Customer-first
Navigate customers through a seamless, digital journey with transparent financing.
Configurable
Tailor payment solutions for your business, flexible financing terms for your customers, and unique product offerings.
Secure
With financing backed by Citizens, provide your customers with the security and stability of a leading national lender.
Retailers, get started with Citizens Pay today!
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For customer support, please call our toll-free number: 888-411-2410
Trusted by the World's Leading Brands
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Whether our members are shopping for a new TV, refrigerator or bedroom set, we’re offering them more flexibility to purchase what they need with Citizens Pay.
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Global Program Manager
Citizens has been a true partner in the development and implementation of the Xbox All Access program. Their ability to deliver integrated financing as part of the offer helped create a value proposition that appeals to consumers and retailers alike. Citizens’ flexible platform allowed us to launch at six major U.S. retailers in one year. We couldn’t have done that with any other lender.
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Ryan Hoodjer
Director of eCommerce
I have done a few of these implementations. Probably too many. This was easily the most organized and fault free. Couldn’t be more appreciative and excited to partner with Citizens.
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Tron Graham
Controller
We chose Citizens because they have the product depth and technology capabilities to help us grow sales and provide unique value to our customers.
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