Meet Citizens FastLine®, the simpler, faster way to get a Home Equity Line of Credit. Get your rate with no impact to your credit score.
Getting your personalized rate to having cash in hand is as easy as 1-2-3
It only takes a few minutes to get an accurate personalized offer before you apply. No estimates—skip the calculator.
Review your personalized offer, which includes your rate and line amount. If it looks good to you, you’re ready to apply.
Be ready to close in as few as 7 days.
Your next big goal funded quicker and easier
Know your rate and line amount in minutes with our new digital experience. There will be no impact to your credit score.
Accept your offer, be ready to close in as few as 7 days and start spending in as little as 2 weeks. Access your account wherever you are, online or mobile.*
Take advantage of our low rates with no application fee or closing costs.†
Enjoy a borrowing period of 10 years with no minimum draw. Use it for what you need today and tomorrow.†
Everything you need to know to fund your goals with a Home Equity Line of Credit, from how it works, when to use it and how to calculate your home equity.
Questions about your account? Where to make payments? How to get specialized help? Get the answers you need and make the most of your Home Equity Line of Credit.
Unsure if you qualify for a traditional HELOC? We'd like to help you get cash for what you need today with our GoalBuilder HELOC† , so you can avoid more expensive borrowing options such as credit cards or personal loans.
© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC
† For additional information, please click the † symbols throughout this page to view our home equity line of credit disclosures.
Home Equity Lines of Credit are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960) All loans are subject to approval.
*Wireless carrier, text and/or data charges may apply.