Compare savings accounts

Live for today, while saving for tomorrow.

Choose your account

One Deposit Savings from Citizens™

A simple solution for everyday banking.

Pairs with any of our personal checking accounts.

Citizens Quest® Savings

A relationship account with extra features, without extra fees.

Pairs with Citizens Quest® Checking.

Citizens Private Client™ Savings

Higher savings rates, fewer fees, and a personalized plan to help you work toward your financial goals.

Pairs with Citizens Private Client™ Checking.

Reasons to save with Citizens

  • All of our savings accounts earn interest.
  • Open with any amount, and easily waive monthly maintenance fees when conditions are met.
  • Breathe easy knowing your money is FDIC-insured with 24/7 fraud monitoring.
  • Set and track your goals with Citizens Savings Tracker™ — enroll in automatic transfers, apply rounded up debit card transactions to your savings goals, and more.
A picture of a calendar with Wednesday marked as "payday"

Citizens Paid Early™

Get paid up to 2 days early when you have direct deposit.1 No need to sign up and it’s absolutely free. This new feature gives you earlier access to your cash, helps avoid the stress of overdrafts and provides a head start on paying bills.

It’s being added to all Citizens personal checking, savings and money market accounts.

Features and benefits

Branches, ATMs, and Citizens Virtual Assistant™

Visit us at over 1,000 branches and over 3,000 ATMs, many of which include our Citizens Virtual Assistant™ where you can speak with a live person.

Automatic Transfers

Set up so funds are automatically deposited into your savings account, learn how.

Waive Monthly Fees

We provide simple ways to waive your monthly maintenance fees.

Safety & Security

Bank securely with 24/7 fraud monitoring and FDIC insurance.

Personalized Guidance

Would you like more details from one of our bankers? Schedule an appointment.

24/7 Banking

Bank anytime, anywhere with Online and Mobile Banking*.

Citizens Checkup®

Personal guidance on your account. We understand that it can be hard to know where to start when it comes to your finances. With a Citizens Checkup®, our bankers and advisors can help you focus on what’s important and map out a plan for your future.

  • Free for all Citizens customers
  • Bankers will assess and develop a customized approach to your needs
  • Help you start or modify your financial journey
  • Help you track for retirement and more
  • Appointments are available in branch or by phone

Savings account FAQs

Automated Transfers

Check out our collection of simple tools that make it easy to save the way you want to.

Learn More

Savings Goal Calculator

Do you know where your money goes? Use our calculator to see how much you could be saving each month.

Learn More

© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC

* Wireless carrier, text and/or data charges may apply.

1 If you are a Citizens Personal Checking, Savings or Money Market account customer that has set up a direct deposit with a payor, you may be able to get that direct deposit up to two days early with Citizens Paid Early™. Whether a direct deposit is eligible for Paid Early is at our discretion and we cannot guarantee that you will always receive the Paid Early service.

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