Credit card benefits and rewards

When you choose a Citizens® Mastercard®, you’ll experience all of the great benefits Mastercard has to offer.

woman swiping card

Mastercard® benefits

World Mastercard benefits

When you choose a Citizens Mastercard you’ll experience all the great benefits Mastercard has to offer, including:

  • Extended Warranty – Doubles the original manufacturer’s or store brand warranty for up to two years when you pay with your World Mastercard.1
  • ID Theft Protection - Peace of mind included with your credit card. Mastercard services can detect and help you quickly resolve ID theft events, 24/7.1
  • Master Rental Insurance - You’ll get free theft and damage coverage* when you use your card to rent a car, so you can waive the rental company’s insurance.1

Click here to download NEW World Mastercard® Guide to Benefits.*

*Please note that as of January 1, 2022, Cellular Wireless Telephone Protection Coverage is no longer available on your Citizens Cash Back Plus Mastercard World Credit Card.

Other special perks

  • Travel Accident and Baggage Delay Insurance- Reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged.1

Click here to download World Travel Accident and Baggage Delay Insurance.

Click here to download Premier Travel Accident and Baggage Delay Insurance.

Platinum Mastercard benefits

Choosing a Citizens credit card means you’ll experience all the great benefits Mastercard has to offer. With our Platinum Mastercard, you’ll have access to the following benefits:

  • Extended Warranty – Doubles the original manufacturer’s or store brand warranty for one year when you pay with your Platinum Mastercard.1
  • ID Theft Protection - Peace of mind included with your credit card. Mastercard services can detect and help you quickly resolve ID theft events, 24/7.1

Click here to download NEW Platinum Mastercard® Guide to Benefits.

Other special perks:

  • Travel Accident and Baggage Delay Insurance - Reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged.1

Click here to download Platinum Travel Accident and Baggage Delay Insurance Guide.

© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC

1Certain terms, conditions, and exclusions apply. See your Guide to Benefits for complete coverage and terms and conditions, call 1-800-Mastercard (1-800-627-8372), or go to citizensbank.com/credit-cards/cardholder/card-benefits.aspx


Citizens corporate headquarters: One Citizens Plaza, Providence, RI 02903

All accounts are subject to individual credit approval.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Credit cards are issued by Citizens Bank, N.A.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Certain conditions, restrictions and exclusions apply. Full terms and conditions will be sent when you become a cardmember.

You are solely responsible for any taxes that may be owed as a result of rewards earned and/or redeemed under this card. Please consult your tax advisor.Citizens Bank N.A. does not provide tax advice.

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