Business Savings Account

Prepare for the unexpected by putting away excess cash in a Business Savings account.

Open an account

Balance and Fees

With no required minimum balance to open an account, you can start saving today.

Any Amount

There is no minimum balance to open your account.

$4.99 Monthly Maintenance Fee

Waived with $500 average daily balance. Account will automatically receive a fee waiver on the first 4 monthly maintenance fees.

Interest Rates

View All Tiers*

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Business Savings Account

Balance APY
$0 - $999 #ProductLine=ODS|Brand=citizensbank|Product=Savings|ProductName=Business Savings|Code=RSAV-605-DF|ProductLevelCode=NOR|PromoExpiryDt=PExD|ProductAttribute=RatesTier|APY=LowTier(1000.00)#% 
$1,000 - $2,499 #ProductLine=ODS|Brand=citizensbank|Product=Savings|ProductName=Business Savings|Code=RSAV-605-DF|ProductLevelCode=NOR|PromoExpiryDt=PExD|ProductAttribute=RatesTier|APY=LowTier(1000.00)#% 
$2,500 - $9,999 #ProductLine=ODS|Brand=citizensbank|Region=RI|Product=Savings|ProductName=Business Savings|Code=RSAV-605-DF|ProductLevelCode=NOR|PromoExpiryDt=PExD|ProductAttribute=RatesTier|APY=LowTier(2500.00)#% 
$10,000 - $24,999 #ProductLine=ODS|Brand=citizensbank|Product=Savings|ProductName=Business Savings|Code=RSAV-605-DF|ProductLevelCode=NOR|PromoExpiryDt=PExD|ProductAttribute=RatesTier|APY=LowTier(10000.00)#%
$25,000 - $49,999 #ProductLine=ODS|Brand=citizensbank|Product=Savings|ProductName=Business Savings|Code=RSAV-605-DF|ProductLevelCode=NOR|PromoExpiryDt=PExD|ProductAttribute=RatesTier|APY=LowTier(25000.00)#%
$50,000 - $74,999 #ProductLine=ODS|Brand=citizensbank|Product=Savings|ProductName=Business Savings|Code=RSAV-605-DF|ProductLevelCode=NOR|PromoExpiryDt=PExD|ProductAttribute=RatesTier|APY=LowTier(50000.00)#%
$75,000 - $249,999 #ProductLine=ODS|Brand=citizensbank|Product=Savings|ProductName=Business Savings|Code=RSAV-605-DF|ProductLevelCode=NOR|PromoExpiryDt=PExD|ProductAttribute=RatesTier|APY=LowTier(75000.00)#%
$250,000 - $999,999 #ProductLine=ODS|Brand=citizensbank|Product=Savings|ProductName=Business Savings|Code=RSAV-605-DF|ProductLevelCode=NOR|PromoExpiryDt=PExD|ProductAttribute=RatesTier|APY=LowTier(250000.00)#%
1,000,000+ #ProductLine=ODS|Brand=citizensbank|Product=Savings|ProductName=Business Savings|Code=RSAV-605-DF|ProductLevelCode=NOR|PromoExpiryDt=PExD|ProductAttribute=RatesTier|APY=LowTier(1000000.00)#%

Features and Benefits

Make saving easy by setting up automatic transfers from your Business checking account.

Citizens Mobile Deposit™

With our Citizens mobile app**, you can easily deposit checks1 from your mobile device.

Account Management Tools

Track payments, pay bills, transfer funds, and stay on top of your finances with online access and a single view of all your accounts. Business owners have the ability to set up multiple users with varying levels of security access. Timesaving eBills keep your billing cycle running smoothly, allowing you to send bills electronically to eligible vendors and suppliers and set up automatic alerts and payments.**

Savings Overdraft Transfer

Prevent overdrafts by automatically transferring funds to your checking account before it becomes overdrawn.

With Savings Overdraft Transfer, your checking account is linked to your savings account. Funds are automatically transferred from your savings account to cover your ATM withdrawals, debit card purchases, checks, and online bill payments when you don't have the necessary available balance in your checking account.

There is no fee for the Savings Overdraft Transfers.

More Things You Can Do

Download detailed account documents

Fees and Features Guide

Account Agreement

Review what is needed to open an account

Opening a business account checklist

© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC

* This account has a variable rate APY (Annual Percentage Yield) subject to increase or decrease daily without notice. Rates are not tied to an index and are subject to change at the bank's discretion. Recently, existing customers in a similar account have seen their rate decrease over time. Fixed-rate certificates of deposit are also available for customers who prefer the predictability of a fixed rate of return. Other fees may apply. Fees may reduce earnings.

** Wireless carrier, text and/or data charges may apply.

1 Mobile Deposit account eligibility requirements, deposit limits and other restrictions may apply.

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