Banking and Credit Cards
Saving, spending, or borrowing. Whatever you need to do with money, we've got a solution to help you do it better.
Savings Options
From basic savings to money markets and fixed-interest rate CDs, we'll help you find a savings strategy that suits your goals.
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Credit Cards
Get the card that fits your life and spending style with cash back rewards, low interest rates, and other benefits.
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Online and Mobile Banking
Simplify your banking – and your life – with secure, 24-hour access that ensures your money keeps up with you.*
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Citizens Securities, Inc. Business Continuity Plan
Citizens Securities, Inc. Quarterly Trade Execution Report
Citizens Securities, Inc. Managed Account Program Form ADV Disclosure Brochure
Citizens Securities, Inc. Digital Advisory Program Form ADV Disclosure Brochure
Clarfeld Financial Advisors, LLC Form ADV Disclosure Brochure
Clarfeld Citizens Private Wealth is a division of Citizens Bank, N.A. that offers banking and investment products. Investment Management Services are offered through Clarfeld Financial Advisors, LLC, an SEC registered investment adviser. Insurance products are offered through Estate Preservation Services, LLC, or an unrelated party. Clarfeld Financial Advisors, LLC and Estate Preservation Services, LLC are both affiliates of Citizens Bank, N.A. Deposit and credit products are provided solely by Citizens Bank, N.A., Member FDIC. Mortgages are offered and originated by Citizens Bank, N.A.
Securities, Insurance Products and Investment Advisory Services offered through Citizens Securities, Inc. (“CSI”). CSI is an SEC registered investment adviser and Member - FINRA and SIPC. One Citizens Bank Way, JCB135, Johnston, RI 02919. CSI is an affiliate of Citizens Bank, N.A.
The investment products and financial strategies suggested herein are subject to investment risk, including possible loss of principal amount invested. There can be no guarantee the suggested strategies or investments will lead to successful outcomes. Investment decisions should be based on each individual's goals, time horizon and tolerance for risk.
This content is intended for informational purposes only and should not be construed as advice. Citizens Securities, Inc. does not provide legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation.
Cash balances in SpeciFi® accounts are deposited or "swept" into interest-bearing FDIC-insured eligible deposit program accounts at Citizens Bank, N.A.
Cash balances in SpeciFi accounts in transit to or from Proprietary Bank Deposit Sweep Program ("BDSP") at Citizens Bank, N.A. are not FDIC-insured but are protected by SIPC. Once the cash balance is deposited (or "swept") into BDSP, the funds are insured up to applicable FDIC limit. The FDIC insurance limit is based on all accounts held in the same insurable capacity at Citizens Bank, N.A., not just the cash held in SpeciFi accounts.
Securities products and services offered by CSI, including intra-day or unswept cash, are not deposits or obligations of Citizens Bank, N.A., are subject to investment risk, are not FDIC-insured, may lose value, and are not bank guaranteed.
SpeciFi accounts are made available through CSI, an SEC registered investment adviser. Portfolio management services are sub-advised by SigFig Wealth Management, LLC ("SigFig"), an SEC registered investment adviser. SigFig is not an affiliate of CSI or Citizens Bank, N.A
SECURITIES, INVESTMENTS AND INSURANCE PRODUCTS ARE SUBJECT TO RISK, INCLUDING PRINCIPAL AMOUNT INVESTED, AND ARE:
· NOT FDIC INSURED · NOT BANK GUARANTEED · NOT A DEPOSIT · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY · MAY LOSE VALUE
