Delivering industry expertise, integrated solutions and high-touch client service.
Our senior bankers have a track record of delivering best-in-class solutions, thoughtful advice and consistent execution. We specialize in supporting insurance underwriters, insurance distribution and services, asset and wealth management and broker-dealers.
Everyday working capital. Long-term financing to fund growth. Seasonal inventory. Technology upgrades. Specialty financing. Whatever your needs, we’ll work closely with you to structure flexible financial solutions.
Short-term financing options enable your company to borrow working capital for operations, payroll, and more. Long-term loans can fund capital improvements and expansion initiatives. Either way, we'll work with you to evaluate your financing options and support your long-term success.
As one of the nation’s leading asset-based financing (ABF) providers, we offer a wealth of asset-based options like revolving credit facilities from $20MM to over $1bn, term loans, FILO loans and more. You’ll work with a dedicated ABF specialist to find a tailored solution to reach your goals.
Comprehensive tools, services and global trade resources ready to help you accelerate productivity and growth.
Fraud Protection
From mitigating unauthorized transactions to cybercrime prevention, securing corporate financial assets and information is a critical priority for all companies. Our wide range of solutions and insights can help detect and protect against fraud.
Liquidity Management
Managing liquidity is key to a strong balance sheet, ensuring that cash is on hand to cover all your payment needs while maximizing earnings. But moving money constantly to make sure you have the right level of working capital can be time-consuming. A Treasury Solutions Specialist can help you in designing and implementing liquidity management solutions that deliver efficiency for your money and your time.
Global Trade Finance
Global markets offer growth and profit opportunities, but managing commercial, market and currency risks can be challenging and time-consuming. We have a comprehensive array of solutions that support your global trade success, like navigating international trade documentation, managing exchange rate risks, foreign currency loans, supply chain finance and more.
There is inherent interest expense volatility associated with floating rate debt facilities. Companies may look to mitigate the risks deriving from floating rate exposures.
With years of experience, our derivatives specialists can help identify your interest rate exposure and structure tailored solutions based on company objectives and risk appetite. We work with you to customize strategies and solutions to mitigate the risk of interest rate uncertainty and efficiently manage funding costs.
Existing Debt Hedging
Solutions such as swaps and other hedge products can convert variable rate liability to fixed-rate certainty without changing the underlying debt structure.
Restructuring Debt Hedging
Amend current hedges to appropriately address evolving financing needs and market dynamics.
Future Debt Hedging
Leverage the current rate environment to mitigate future risk.
Our capital markets professionals apply decades of experience in debt and equity capital markets to partner with you on your capital-raising objectives. Our strategic approach helps clients fund growth initiatives through acquisitions, capital expenditures and recapitalizations. Our teams are organized by industry to better serve our clients in the sectors where they operate. This lets us provide relevant solutions to each client’s unique needs.
As a top-tier provider of debt capital markets services, we offer syndicated loan origination, structuring and distribution services to support our clients including fully underwritten and best-efforts financings, secured and unsecured bank debt, junior capital, asset-based loans, fixed income and more. Our expertise and the results we’ve delivered for hundreds of middle market and large corporate clients have propelled us to leadership positions in the Refinitiv LCDs Middle Market and Leveraged Loan League Tables.
We understand the inherent pressure in escrow transactions. Ensuring the successful deposit and transfer of funds in a secure, timely and seamless manner is of paramount importance with no room for error. Furthermore, it is critical that the entire process is easy and consistent from one escrow transaction to the next.
Citizens can serve as a neutral third party to hold and administer funds required to meet your escrow agent’s needs. Our experienced escrow specialists are dedicated to our clients’ success and the facilitation of efficient and unbiased, third-party escrow services. Our service ensures your escrow arrangements are administered smoothly and efficiently.
Your dedicated escrow specialist will work with you, members of your team and the other parties to the transaction to ensure the transaction meets your needs. Your specialist will serve as your single point of contact, ready to help you meet all challenges as business needs continue to evolve.
Managing Director at Merit Capital Partners
Citizens delivered an exceptional outcome for Merit and Digney shareholders. They leveraged their deep facility services experience and designed a tight, hands-on process which ultimately delivered the optimal buyer for the company. We thoroughly enjoyed working with the Citizens team.
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© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC
Securities products and services are offered through Citizens JMP Securities, LLC, Member FINRA, SIPC. Citizens Capital Markets, DH Capital, Trinity Capital and JMP Securities are brand names of Citizens Financial Group, Inc. Note: Any testimonials presented are applicable to the individuals depicted and may not be representative of the experience of others. Any testimonials are not paid and are not indicative of future performance or success.