Flexible card solutions improve your bottom line with powerful spending controls, robust reporting and effective cash management capabilities.
Expert advice. Exceptional service. Intuitive online tools. All these, and a broad array of payments options to help you monitor expenses, improve efficiency and realize cost savings.
Increase efficiency in making and reconciling payments and you can reduce administrative costs, help realize the benefit of early payment discounts and improve supply chain satisfaction. Tap all these benefits, and reduce fraud risk with accessAPcard®, a powerful ePayables tool.
Key benefits for you
Key benefits for suppliers
Power better payments control with our flexible and comprehensive suite of reporting solutions. From reconciliation to program administration, our reporting solutions will help you seamlessly consolidate, manage and analyze financial data from your card programs. Whether you need CentreSuite® reporting that offers anytime, anywhere access to data, to SmartData available in 14 languages or traditional hard copy reports, our reporting options allow:
What’s more, your individual card holders benefit from convenient complimentary Online Account Access to view transactions, and make payments if they are individually billed.
Reduce the time and hassle required to manage and reimburse business travel expenses, while taking greater control over spending. Our Corporate Card allows you to customize restrictions by individual or cardholder group, tailoring guidelines to departmental or employee needs. And, select the billing, account and reporting options that meet the unique needs of your finance team.
Benefits for cardholders
Benefits for companies
Finding smarter ways to spend is an essential part of business management. With our Everyday Points® Business Card, the purchases you make in the course of daily business earn you points that can be redeemed for a variety of rewards. The card offers a range of options for applying these points, you can choose to reinvest them in your business or reward yourself and your employees.
Benefits for cardholders
Benefits for companies
Whether you do business in a store, online or on the road, having the flexibility to accept purchases — the way your customers want to pay — is key. Citizens Merchant Services* offer a broad range of card-based and alternative payments methods, including:
Identity theft and cybercrime are on the rise. It’s critical to protect data integrity at each stage of the transaction with:
oneCard is a complete business payment and expense management solution for your organization: tailored to your needs, customized to the cardholder and powered by flexible reporting. When you need card program flexibility, oneCard delivers. Choose any combination of purchase or travel functionality. Select controls, reporting, account and billing options to meet your company and employee needs. Customize spending limits, transaction amounts and merchant types by individual or group. Even set your billing date to match your accounting cycles.
Benefits for cardholders
Benefits for companies
Accelerate procurement, improve cash flow, reduce paperwork and administrative costs, and earn rebates with our Purchasing Card. Improve cash flow by paying suppliers for goods and services, and reducing reliance on cumbersome purchase order systems and checks. Charges can be aggregated into a convenient single monthly payment.
Benefits for purchasers
Benefits for suppliers
CFO, TEAM Enterprises
Citizens makes us feel like a true partner. They actively seek our feedback when planning product or service enhancements. We’re happy with the ease of implementation and customized services and know we can count on Citizens – whatever the issue, new idea, or request.
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Securities products and services are offered through Citizens JMP Securities, LLC, Member FINRA, SIPC. Citizens Capital Markets, DH Capital, Trinity Capital and JMP Securities are brand names of Citizens Financial Group, Inc. Note: Any testimonials presented are applicable to the individuals depicted and may not be representative of the experience of others. Any testimonials are not paid and are not indicative of future performance or success.