Smart Advice Tools and calculators

Budget calculator

A smart spending plan can free up money for the things that really matter. Build a budget to take the first step toward a comprehensive saving and spending strategy.
 
Enter your income, expenses and savings goals into our budget calculator, and we’ll provide a big-picture look at your cash flow, along with tailored insights for freeing up money or building out your investment portfolio.

Explore more calculators for your life moments

Student budget calculator

Get a crash course in student finances with this custom budget calculator.

Newcomer budget calculator

If you’ve recently moved to Canada – or are about to – we can help you track the costs of your new adventure.

Retirement budget calculator

Keep track of your cash flow to help live the retirement life you want.

Budget calculator

Annual budget breakdown

 
 
 
 
 
 

Your cash flow at a glance

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Save your budget as a PDF or print a copy so you can share it with your advisor. They'll use it to help build a strategy that's right for you.

Where's your money going?

 
 
 
 
 
 

Annual cash flow summary

Insights

Invest

Put your money to work for you. Learn about the best investing habits to adopt. Opens in a new window.

Plan for the unexpected

Be prepared for anything that comes your way. Create an emergency fund. Opens in a new window.

Prepare for retirement

Invest in your future. Boost your retirement savings with these tips. Opens in a new window.

Free up cash

Take advantage of these 7 hacks to help put extra cash in your pocket. Opens in a new window.

Plan for the unexpected

Be prepared for anything that comes your way. Create an emergency fund. Opens in a new window.

Get tailored spending tips

Take control of your finances with custom advice at your fingertips with CIBC Insights. Opens in a new window.

Free up cash

Take advantage of these 7 hacks to help put extra cash in your pocket. Opens in a new window.

Get debt help

Debt can be overwhelming, stressful and maybe even embarrassing. Take the first step to getting out of debt. Opens in a new window.

Understand your credit

Your credit record is one of the most important financial tools you have. Learn what you need to know about credit reports. Opens in a new window.

Cash flow breakdown

Cash flow breakdown

We can help you stay on track

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Financial solutions for today and tomorrow

If you're an Imperial Service client, we can help you build a path to your goals, no matter where you are in life.

Whether you're saving for retirement, school or a new home, the right investment product can help you get there.

If there's a big purchase on the horizon, we can help you identify the best borrowing options.