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A new report shows an increase in commercial mortgage delinquencies, raising concerns about potential loan defaults. Rising interest rates and uncertain property values are seen as contributing factors. Learn more: embership - NAI Global naiglobal.com Grow your brand, exchange knowledge and close deals with over 5,800 commercial real estate professionals at NAI Global. https://lnkd.in/gq7tCVUS #CRE #CRENews #Brokers

📢 [IN THE NEWS] According to Commercial Mortgage Alert (Aug. 4 edition), lenders expect Fannie Mae to broaden the availability of preferred equity behind their senior loans, enabling borrowers to structure higher leverage capital stacks.📈   Read the full article featuring Ray Cleeman, Principal: Head of Capital Markets & Lending at Pensam.   #CommercialMortgage #PreferredEquity #MultiFamily #RealEstate

🔗https://ow.ly/Jop450Stcng I recently attended a seminar for commercial lenders in Atlantic City, and one of the things that came through was specifically what lenders were looking for to get approved for a commercial mortgage. So, I have put this together as a cheat sheet for the average punter who does not have bankers beating down his door. Understanding these 7 key criteria can significantly enhance your chances of approval: ✔️ Strong cash flow and DSCR ✔️ Low LTV ratio ✔️ Solid net worth ✔️ Property in major MSAs ✔️ High-quality tenants ✔️ Compensating deposit ✔️ Comprehensive business plan 👉 For more insights and personalized advice, contact us at Commercial Loan Experts and look out for our upcoming AI-powered lending platform! We'd love your feedback! Share your experiences and insights in the comments. Let's build a community of shared knowledge and support! 💼🏙️ #CommercialMortgage #RealEstate #CommercialRealEstate #Lending #Finance #BusinessPlan #PropertyInvestment #AI #RealEstateInvestment #CommercialLoans

With the recent and prospective changes in the warehouse lending landscape, PHOENIX understands the challenges these transitions may pose for mortgage originators. As a leading provider of whole loan trading and liquidity solutions, we are committed to supporting you through these changes. Please contact your PHOENIX representative to discuss your unique situation. #MortgageIndustry #LiquidityChallenges #WarehouseLending

Qualify borrowers showing bank statements. Highlights • Loan amounts up to $3MM • Credit scores as low as 620 • DTI up to 50% • Interest Only available on Fixed Rates and ARMs • All occupancy types allowed • Business and Personal Statements allowed • First time home buyers allowed • Exceptions are considered with compensating factors • Multiple financed properties allowed • Multiple bank statement qualification options #luxurymortgage #nonqm #bankstatement #broker #wholesalelender #LTV #mortgage

"Believe nothing you hear and half of what you see." Surely, the pending "maturity wall" is the biggest story in commercial real estate. No question, mortgage credit quality has eroded and default rates will continue picking up as the high interest rate dominos fall. ...but is it fair to say that talk of the pending "maturity wall" has reached a fever pitch? ...and is it fair to say the fever pitch is overblown? Here's a look at the $120 billion of outstanding, floating-rate SASB loans. Granted, the commercial mortgage market is a lot bigger than this $120 billion sliver. But $120 billion--primarily originated at peak collateral values with low, floating rates--provides a decent barometer. #maturitywall #creanalyst

Over the past few years, we've seen significant shifts in the commercial property and lending landscapes. Post-Covid, lenders have tightened and then eased their books, now offering more flexible LVRs and softened lending criteria. This has sparked a boom in the commercial property market, reflecting the increased cash availability. Nick Clunes - Mortgage Broker #commercialproperty #lendingtrends #postcovidrecovery

New on Deephaven Mortgage's blog: Opportunities Exist With DSCR Cash Flow Loans Despite Market Volatility If you aren’t offering a DSCR cash flow mortgage you are missing a huge opportunity to close more loans! Our DSCR product is one of our most utilized loans for real estate investors. It is a low hassle and quick to close solution for investors who miss traditional requirements. The rental market is strong and DSCR loans are in demand. Read more here and find out why it’s a must have loan to fully serve real estate investors: https://lnkd.in/epzhqM_W

Fluctuating interest rates over the past year have led to a misalignment between buyers and sellers regarding purchase prices. Experts anticipate that as interest rates stabilize, this disparity will diminish, resulting in an anticipated rise in Multifamily transactions for 2024. Furthermore, the Mortgage Bankers Association (MBA) has expressed the opinion that lending could see a substantial 26% increase compared to 2023. This development enhances the probability of a boost in lending transactions. #multifamilyrealestate #realestateinvesting #physicianinvesting #multifamillysyndication #realestate #multifamilyinvesting #investingforbeginners #physicianinvestments