Junior Credit Decisions Analyst

About us:

YouLend is a rapidly growing FinTech Company that is the preferred embedded financing platform for many of the world's leading e-commerce sites, tech companies and payment services providers. Our software platform enables our partners to offer flexible financing products in their own branding to their merchant base without capital at risk.

We believe that embedded finance will be the future of companies that want to delight and retain their customers. We're building the solutions that will power that vision globally.

The Role:

To meet the growing demand for our technology and services, we are currently growing our Credit Decisions Team. We are looking for a Junior Credit Decisions Associate with a strong bias to action who is excited about leveraging technology and design to deliver meaningful business outcomes for our partners and their merchants. As a Junior Credit Decisions Analyst, you will be using YouLend proprietary solutions to decision and price applications.

You will be contributing ideas to improve the ongoing processes, validating the accuracy and completeness of information received for each deal and liaising with the Credit Risk/Data Science teams to influence decisions.

Requirements

• Have excellent attention to detail and be comfortable working with numbers and data.
• Be comfortable with interpreting data and presenting results.
• Strong use of Excel or any data analysis software.
• Be highly organised and reliable.
  
  
  

Benefits

We offer comprehensive benefits package that includes:

• Health Care Coverage. Youlend covers 80%; employee contribution is 20% of the premium
• Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare
• Dental plan coverage
• Vision plan coverage
• Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family
• Retirement - 401K match. Employee match $1 for $1 up to 5% of salary.
• Basic Life & AD&D Insurance.
• International travel insurance covered if traveling abroad for work purposes.
• Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays
• Paid Office Parking
  
  
  

Why join YouLend?

At YouLend, we are actively creating an equitable and inclusive environment for every YouLender to thrive. We champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion process are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

Salary: £50,000 + 20% annual bonus