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Salt Lake City, Utah, United States
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713 followers
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Cornell University
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Connie Dello Buono
CBG (Cannabigerol) shows potential for aiding weight loss through several mechanisms: Metabolism regulation: CBG may help maintain a healthy metabolic rate, preventing excess energy storage as fat and keeping BMI normal. Appetite regulation: CBG can reduce the urge to eat and promote a healthier appetite, leading to more conscious food choices and consumption. Energy boost: Regular CBG consumption may improve energy levels, making individuals more likely to engage in physical activity and workouts. Improved digestion: CBG can enhance the digestive system, potentially leading to healthier food consumption patterns. Fat burning: CBG may stimulate the metabolic rate, causing the body to burn more fat. Blood sugar regulation: CBG can help maintain normal blood sugar levels, which is important for weight management. Stress management: By supporting a normal stress response, CBG may help prevent stress-related overeating. While these potential benefits are promising, it's important to note that research on CBG and weight loss is still evolving. CBG should not be considered a substitute for a healthy diet and regular exercise. Additionally, some studies suggest that CBG may actually stimulate appetite in certain cases. As with any supplement, it's advisable to consult a healthcare professional before incorporating CBG into a weight loss regimen. Connie Dello Buono www.clubalthea.com health author at Amazon motherhealth@gmail.com #cbg
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Connie Dello Buono
California has relatively high taxes for retirees compared to other states. Here are the key points about taxes during retirement in California: Social Security benefits are exempt from California state income tax. However, other forms of retirement income like pensions, 401(k)/IRA withdrawals, and investment income are fully taxed at the state's high income tax rates ranging from 1% to 13.3%. California has some of the highest state income tax rates in the nation, with the top marginal rate of 13.3% kicking in at over $1 million of taxable income for married joint filers. Even middle-income retirees can face rates over 9% depending on their income level. Sales taxes in California are also quite high, with a statewide rate of 7.25% plus local taxes that can push the combined rate close to 10% in some areas. However, groceries, prescription drugs, and some other essentials are exempt from sales tax. On the positive side, California does not have an estate tax or inheritance tax. Property taxes are capped at 1% of the assessed value thanks to Proposition 13, though the assessed values can rise annually with inflation. Seniors may also qualify for property tax postponement or base value transfer programs. So while Social Security is untaxed, the high state income and sales taxes make California one of the less tax-friendly states for retirees who rely heavily on other sources of retirement income like pensions, 401(k)s, IRAs, etc. Tax deferred index Annuities for guaranteed lifetime retirement income 4088541883 Connie Dello Buono investment Fiduciary
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CA Nemin Vora
Why I Stopped My Client from Buying Real Estate in California One of my clients living in California wanted to invest in real estate here. I advised against it. Here’s why you should question your CPA or advisor before buying property in California. 👉 𝗛𝗼𝘄 𝗺𝘂𝗰𝗵 𝘄𝗶𝗹𝗹 𝗜 𝗽𝗮𝘆 𝗮𝗻𝗻𝘂𝗮𝗹𝗹𝘆 𝗳𝗼𝗿 𝗮𝗻 𝗟𝗟𝗖 𝗶𝗻 𝗖𝗮𝗹𝗶𝗳𝗼𝗿𝗻𝗶𝗮? At least $800 per year, and it can increase. 👉 𝗖𝗮𝗻 𝗜 𝘁𝗮𝗸𝗲 𝗳𝘂𝗹𝗹 𝗮𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 𝗼𝗳 𝗯𝗼𝗻𝘂𝘀 𝗱𝗲𝗽𝗿𝗲𝗰𝗶𝗮𝘁𝗶𝗼𝗻 𝗶𝗻 𝗖𝗮𝗹𝗶𝗳𝗼𝗿𝗻𝗶𝗮? No. While you can claim a large deduction on your federal return, you’ll have to reverse most of it on your California return. 👉 𝗪𝗵𝗮𝘁 𝗶𝘀 𝘁𝗵𝗲 𝘁𝗼𝗽 𝗺𝗮𝗿𝗴𝗶𝗻𝗮𝗹 𝘁𝗮𝘅 𝗿𝗮𝘁𝗲 𝗶𝗻 𝗖𝗮𝗹𝗶𝗳𝗼𝗿𝗻𝗶𝗮? The highest in the U.S. at 13.3%, and it’s likely to go up. 👉 𝗖𝗮𝗻 𝗜 𝗯𝗲𝗻𝗲𝗳𝗶𝘁 𝗳𝗿𝗼𝗺 𝗥𝗘𝗣𝗦 𝗼𝗻 𝗺𝘆 𝗖𝗮𝗹𝗶𝗳𝗼𝗿𝗻𝗶𝗮 𝘀𝘁𝗮𝘁𝗲 𝘁𝗮𝘅 𝗿𝗲𝘁𝘂𝗿𝗻? No. Even if you qualify for REPS on your federal return, California treats your real estate losses as passive, not non-passive. 👉 𝗪𝗵𝗮𝘁 𝗵𝗮𝗽𝗽𝗲𝗻𝘀 𝗶𝗳 𝗜 𝗱𝗼 𝗮 𝟭𝟬𝟯𝟭 𝗲𝘅𝗰𝗵𝗮𝗻𝗴𝗲 𝗮𝗻𝗱 𝗺𝗼𝘃𝗲 𝗺𝘆 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗼𝘂𝘁 𝗼𝗳 𝗖𝗮𝗹𝗶𝗳𝗼𝗿𝗻𝗶𝗮? California will still tax any deferred capital gain when you eventually sell the property, even if it’s in another state. Many people grow their wealth by investing in California real estate, and it’s natural to invest where you live. But the usual tax benefits of real estate investments are much weaker in California. Before buying property in CA, think about these tax issues and see if it still fits your goals. 𝗟𝗶𝘃𝗲 𝘄𝗵𝗲𝗿𝗲 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁, 𝗶𝗻𝘃𝗲𝘀𝘁 𝘄𝗵𝗲𝗿𝗲 𝗶𝘁 𝗺𝗮𝗸𝗲𝘀 𝘀𝗲𝗻𝘀𝗲. Taxbytes with #YourTaxGuy If you find this useful consider reposting ♻️in your network! CA Nemin Vora #irs #cpa #cpafirms #ustaxation
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Jason G. Toll
Going Solo: The Rise of Single-Tenant Rentals Salt Lake City was the leader in solo rental growth (with an increase of 24.9%), followed by McAllen (24.2%), and Austin (23.9%). RentCafe notes that the draw for many single renters in these areas is the surge in economic development they’ve seen in recent years. In Salt Lake City, for example, the rise of tech and the healthcare sectors mean an influx of new residents pursuing a different pace of life and a thriving job market. Similarly, Austin has seen massive growth in the tech sector, making it an attractive proposition for industry professionals. On the other end of the scale, in metros like San Jose, San Francisco, and Los Angeles, renters typically need a much higher income to afford properties on their own. As a result, those cities had the lowest proportion of solo renters. Read the entire article - https://ow.ly/7bAw50Ri7US
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Joey Abdullah
Managing rental properties in Denver can be rewarding with the right strategies. Here are five powerful ways to maximize your success as a landlord: Know the Market: Stay updated on Denver's rental trends to price your property competitively and attract reliable tenants. Do your research or consider consulting with a local real estate expert. 📊👀 Screen Tenants Thoroughly: Protect your investment by conducting comprehensive background and credit checks. A good tenant can make all the difference in the smooth management of your rental. ✅🔍 Maintain the Property: Keep your rentals in top shape to not only satisfy tenants but also preserve the value of your property. Regular maintenance and prompt repairs can prevent bigger issues down the line. 🛠️🏠 Effective Communication: Establish clear, open lines of communication with your tenants. Being accessible and responsive helps in building trust and can quickly resolve potential issues. 📞💬 Utilize Technology: Implement property management software to streamline processes like rent collection, maintenance requests, and tenant communications. Tech tools can save you time and enhance tenant satisfaction. 📲🔄 Leverage these strategies to thrive as a landlord in Denver's vibrant rental market. Ready to take your rental business to the next level? Dive deeper into property management with us! #DenverRentals #PropertyManagement #RealEstateInvesting #LandlordTips #RentalSuccess #DenverLandlords #ManageSmart
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Connie Dello Buono
To assess the feasibility of operating a residential care facility, you can use AI-driven tools and platforms that specialize in financial modeling, market analysis, and operational planning. Here are some notable options: 1. **LivePlan**: LivePlan is a business planning software that can help you create detailed business plans, financial forecasts, and market analysis. Its AI-driven features provide insights and recommendations based on industry data. 2. **Bizplan**: This tool offers a structured approach to business planning with templates and AI-driven insights. It can help you develop financial projections, conduct market analysis, and plan operational logistics for your residential care facility. 3. **PlanGuru**: PlanGuru is a financial planning and analysis tool that helps you create detailed financial projections, budgets, and forecasts. It's particularly useful for assessing the financial feasibility of your residential care facility. 4. **IdeaBuddy**: IdeaBuddy helps you develop and validate business ideas with its AI-driven planning tools. It guides you through creating a business model, conducting feasibility studies, and generating financial forecasts. 5. **Cleveroad**: Cleveroad offers AI solutions for market analysis and business planning. Their tools can help you assess market demand, competitive landscape, and financial viability. 6. **ProForma**: ProForma is a financial modeling tool that helps you create detailed financial projections and scenarios. It can be tailored to the specific needs of a residential care facility, providing insights into potential profitability and cash flow. 7. **Enloop**: Enloop uses AI to automate the business planning process, generating financial forecasts and evaluating the feasibility of your business idea. It provides a comprehensive analysis of your business plan, including financial ratios and break-even analysis. 8. **Bplans**: Bplans offers business planning tools and templates, along with AI-driven insights and resources. It can help you create a detailed business plan and conduct market research to assess the feasibility of your residential care facility. These tools can assist you in analyzing various aspects of operating a residential care facility, including financial projections, market demand, competitive analysis, and operational planning. Connie Dello Buono www.clubalthea.com 4088541883
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Liangchih “Henry” Lin, MS, ChFC®, FSCP®, RICP®
Estate Planning 101 Workshop 中文講座 You are invited to attend Estate Planning 101, a complimentary informational workshop designed specifically to discuss the fundamentals of estate planning. Date and time Friday, May 3 · 11 am - 1 pm PDT Location Hilton Garden Inn Palo Alto 4216 El Camino Real, Palo Alto, CA 94306 Topics covered include: 1. Common estate planning terms and definitions 2. Essential estate planning documents 3. Tips for avoiding probate 4. Estate and gift taxation
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Pacific Private Money Inc.
Recently Funded | $254,400 | Rental | Morongo Valley, CA At Pacific Private Money Inc. we specialize in lending for real estate investors, short term (bridge) purchases, contractors, rehabbers, and business owners. Have a loan scenario you'd like to discuss? Email: loans@pacificprivatemoney.com _________________________________________ #JustFunded #RecentlyFunded #RealEstate #AlternativeLenders #Borrowing #PacificPrivateMoney #PrivateLending #AlternativeInvestments
61 Comment -
Ray Griffin
Investors!! Unlock the Potential for future wealth: Investing in Utah’s Dynamic Real Estate Market 🏠💼 Dive into the vibrant world of real estate investment in Utah. With a robust economy and a growing population, Utah offers a plethora of opportunities for savvy investors. Whether you’re looking at single family, multi-family or short-term rental residential properties, or unique commercial spaces, I can guide you through the best investment choices tailored to your goals. Message me: 801-513-9775 Ray Griffin Prime Real Estate Experts #RealEstateInvestment #UtahProperties #InvestInUtah #utah #blackbeltrealtor #invest #realestate
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Connie Dello Buono
For the 2025 tax year, rental property owners in California with a high net worth of $16 million should be aware of several key points: Rental income will continue to be taxed as ordinary income at federal and state levels. California has some of the highest state income tax rates in the country. The 20% Qualified Business Income (QBI) deduction for pass-through entities, including many rental property businesses, is scheduled to expire at the end of 2025 unless Congress extends it. This could significantly impact tax liability for high-income landlords. Proper record-keeping and accounting will be crucial. Landlords should track all income and expenses meticulously, potentially using property management software to streamline the process. With a high net worth, these landlords may face limitations on certain deductions and credits due to income thresholds. They should work closely with a tax professional to optimize their tax strategy. California may have additional reporting requirements or taxes for high-net-worth individuals. It's important to stay informed about state-specific regulations. Estate planning considerations may be relevant given the high net worth. Landlords should consult with financial advisors about potential strategies to minimize estate taxes. Given the complexity of tax laws and the high stakes involved with such valuable assets, it would be highly advisable to work with experienced tax professionals and financial advisors specializing in high-net-worth real estate investors. Connie Dello Buono guaranteed retirement income for life 4088541883 #2025taxreturn
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Jeff Erickson
Brad Edison Bonham spoke to founders at the RevRoad Revation Summit event this week and shared some tips based on his experience of starting and growing Walker Edison to become one of Utah's most successful consumer product companies ever! In 2021, Blackstone acquired a minority stake in Walker Edison for $300M! 💰 Since then, one of Brad's focuses has been on helping other startup founders. And, he was just recently appointed by Governor Spencer Cox the first Entrepreneur in Residence for the State of Utah. One of the things Brad mentioned as critical for startup founders was to manage their cash flow "two turns ahead". He compared this to one of his passions .... car racing. 🏎️ He said in racing you have to know your moves two turns ahead --- which is similar to managing the cash flow of your company. "Cash is king" 👑 So, you have to know your numbers and manage to a financial plan. For many founders, this is not a natural area of strength, which is one of the things that originally attracted me to Forecastr. As a CEO / Founder, perhaps your biggest responsibility is to not run out of cash. Knowing your cash projections and managing to the company's cash needs is critical. Forecastr helps founders know their numbers and manage their cash flow. This is essential for fundraising, where you need to know how much to raise and investors want to know how you plan to deploy the capital in the most effective way. But, it is also essential for running your business effectively and making strategic decisions that can make or break your company. I've been so impressed with our team at Forecastr in not only helping founders prepare for fundraising, but also helping them become better operators. If you want to set up a time to get a quick demo of how Forecastr helps increase the likelihood of success for startup founders, book a time here: https://hubs.ly/Q02kkjDk0 #CashIsKing #cashflow #startups
8511 Comments -
Peak Business Valuation
Before selling your business, it's essential to be ready for the questions potential buyers will ask. From understanding why you're selling to demonstrating the business's independence from the owner, being prepared is key. Here are a few crucial questions to consider: - Why Are You Selling? - What Does the Owner’s Involvement Post-Sale Look Like? - How Dependent Is the Business on the Owner? - What Do Ownership Earnings Look Like? - How Do You Justify Your Asking Price? 🔑Be Ready, Be Transparent, Be Successful At Peak Business Valuation, we specialize in helping business owners like you navigate these critical questions. Our professional appraisers conduct thorough valuations to ensure you can confidently justify your asking price. Schedule your free consultation today at peakbizval.com! Get started on the path to a successful business sale. #BusinessValuation #SellingYourBusiness #PeakBusinessValuation #BusinessValue #BusinessAppraisal #SellABusiness #SellYourBusiness #SellingABusiness #BusinessSale #BusinessAppraiser
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The Mark Davis Team
How to Successfully Navigate the Colorado Real Estate Market Are you looking to buy a house in Colorado but unsure of the competitive market? In this video, we share expert tips on how to prepare for the highest and best type of situation in the Colorado real estate market. From finding a good realtor to developing a strategic plan, we'll help you get what you want. #ColoradoRealEstate #HomeBuyers #NavigatingTheMarket #RealtorAdvice #RealEstateTips #CompetitiveMarket #HouseHunting #StrategicPlanning #HomeBuyingTips #ColoradoLiving
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Joanna Jones
As a realtor, your clients rely on your expertise to navigate Arizona's dynamic real estate landscape successfully. In my role at Security Title Agency, I've witnessed first-hand the pitfalls that can derail closings. Here are the top 5 closing killers Arizona realtors must help their clients avoid: 1) Not being pre-approved with a clear understanding of their budget and what they qualify for. This critical first step is non-negotiable. 2) Becoming emotionally invested in a property before objectively evaluating if it truly meets their needs and criteria. Your guidance is paramount. 3) Making major financial moves like opening new credit lines or changing jobs during the transaction process. This can jeopardize underwriting approval. 4) For investors, overspending on renovations without comprehensive data analysis on projections, rental rates, area growth potential, etc. Proper due diligence is key. 5) A lack of education around Arizona's landlord-tenant laws and regulations for those looking to become landlords. Legal issues can quickly arise. Identifying and mitigating these pitfalls proactively alongside an experienced title partner like ourselves ensures your clients have a smooth, successful closing experience. Let's connect to collaborate further on strategies to elevate your real estate business in Arizona's thriving market. Your insights are also valuable - what other pitfalls have you encountered? I'm interested to hear your perspective. Serving the Real Estate Community in Arizona 👩💼Joanna Jones 📱602.989.2575 📧Joanna.Jones@securitytitle.com Here are 21 shuffled hashtags: #PhoenixRealtor #InvestmentTips #RealEstatePitfalls #RealtorGuide #SmoothClosings #Peoria #LocalMarketInsights #desertridge #SecurityTitleAgency #PreApproval #ClientInformation #ArizonaRealEstate #WeekendGatherings #LowMortgageRates #HousingMarket #Bilingual #CommercialRealEstate #ParadiseValley #PhoenixRealEstate #RealtorLife #HappyValley
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Bradley Laddusaw, CPA
We only write loan secured by California real estate. We target 1-4 unit properties, multifamily, industrial and select office throughout the state. . Focusing on our SFR product, we offer acquisition bridge as well as fix and flip structures. . We will be the first to admit that we are not the best lender for every structure out there. Especially the large scope of work rehab projects and ground up construction. . For tracking California data, we feel the California Association of Realtors does a decent job at tracking data points from across the state of California. It is not perfect but it serves a purpose. . The screen shot below are my calculations sourced from the California Association of Realtor's website, (source link in the comments). . The spreadsheet tracks the Median Sale Price of Detached homes for the state of California. They actually break this out across various cities across the state. Some markets that got hit hardest during the great recession are the least volatile today. . Among other things, tracking this data is one of the reasons why we do not offer construction loans. A lot can happen over a short period of time. . We have experienced pretty large swings with in a 2 year period of time. Granted over a 2 year hold, property values are relatively flat. However, most value add loans are 12 month terms. . This is another reason why I have been pretty vocal that the 75% ARV loan can potentially put the borrower in a tough spot upon sale as well as the lender. Virtually no margin of error on both ends of the transaction. . We are not perfect in our underwrites but we try to limit our exposure where we can. That starts with sharing what we are seeing with our clients. . . . #SLCG #SLCapitalGroup #hardmoney #privatemoney #assetbasedlending #californiarealestate
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Ashley L.
📊 Deschutes County Market Update: Last Month's Stats - April 2024🏠 Want the full breakdown? Questions about what these numbers mean? Let's chat about navigating Central Oregon's dynamic real estate market! #BendRealEstate #MarketStats #BendOregonHomes Stats provided via Flexmls. Information deemed to be reliable, but is not guaranteed.
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