Luca Giambartolomei

From Prepaid Cards to BNPL: My E-commerce Payment Adventure on AziendaBanca Podcast! Hey LinkedIn fam! 👋 Guess who just got to geek out about e-payments on a podcast? Yours truly! 🙋‍♂️ I had the absolute pleasure of chatting with the fantastic folks at AziendaBanca for their latest podcast episode. We took a thrilling ride through the evolution of digital payments in e-commerce, and let me tell you, it was more exciting than a roller coaster at an amusement park for fintech nerds! 🎢💸 We covered it all: - The prepaid card boom of the early 2000s (remember when those were the coolest thing since sliced bread? 🍞) - The rise of the "Buy Now, Pay Later" phenomenon (because who doesn't love a good shopping spree with future-you footing the bill? 😉) - The symbiotic relationship between e-commerce and digital payments (they're like peanut butter and jelly, but make it techy 🥜🍇) - The new frontiers of mobile commerce (because who needs a wallet when you have a smartphone, right? 📱) - The exciting world of embedded finance (it's like finding money in your pocket, but way cooler 😎) If you've ever wondered how we went from cash-only to tapping our phones for everything, or if you're just curious about what the future holds for digital payments, this episode is for you! 🎧 Give it a listen here (Italian🤌🏻😄): https://lnkd.in/dBWdrDv5 #DigitalPayments #Ecommerce #Fintech #Podcast #AziendaBanca #BNPL #MobileCommerce https://lnkd.in/dBWdrDv5

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[BNPL for Business] 💎💎 - According to a study by Allianz Trade in Italia, 73% of companies in the B2B sector still manage customer payments using traditional methods, despite many using platforms like CRM. However, there is a strong trend towards digitalization: 60% of businesses that already use a comprehensive digital platform, including payments, plan to invest in improving or replacing existing solutions. Meanwhile, 42% of current non-users are considering investing in more comprehensive technologies, indicating a potential increase in future adoption. https://lnkd.in/d37hmbWc #buynowpaylater #bnpl #b2b #ecommerce #openbanking #psd2  #fintech #future #credito #cashflow #Allianztrade #money #startups #innovation  #InnovazioneAziendale #PagamentiFlessibili #BusinessIntelligence #InStore #PayLink #Allianztradeitalia 

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[ BNPL for Business ] 👷 E-Commerce E-commerce in Italy: Key Insights🛡️🚀💳 🌐 E-commerce is a vital and growing sector in Italy, significantly contributing to the economy and employment. Strategic policies and investments in digitalization and education are essential to maximize its potential. Key Messages: Economic Impact: Significant contributor to GDP and tax revenues. Growth Potential: Opportunities for further expansion and digitalization. Policy Needs: Support for digital skills, consumer protection, SME financing, and international market access. Overview: Value: €133.6 billion (7% of GDP) Growth: +13.9% from 2021 Employment: 1.6 million jobs (+12.4% from 2021) Wages: €35 billion (+13.2% from 2021) Public Investment: €49.6 billion (9.1% of tax revenues) Supply Chain Breakdown: Online Sellers: Value Generated: €61.9 billion Employment: 773,000 Contribution: 46.5% of total value Segments: Brands (75%), Retailers (22%), Marketplaces (3%) Suppliers: Value Generated: €36.6 billion Employment: 445,400 Contribution: 27.4% of total value Support for Sales Activities: Value Generated: €35.1 billion Employment: 415,100 Contribution: 26.1% of total value https://lnkd.in/dScXKsBW #buynowpaylater #bnpl #b2b #ecommerce #openbanking #psd2  #fintech #future #credito #cashflow #Allianztrade #money #startups #innovation  #InnovazioneAziendale #PagamentiFlessibili #BusinessIntelligence #InStore #PayLink #Allianztradeitalia 

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Viva.com, Europe’s first acquirer powering merchant payments acceptance on any device in 24 markets, enters a strategic partnership with Satispay, the leading mobile payment circuit in Italy independent from credit and debit cards, to eliminate the barriers between the physical and online shopping experience for merchants and consumers. Satispay, which is adopted by a growing 4,4 million users and 320.000 merchants in Italy, France and Luxembourg, provides a seamless and secure payment option for customers who can use the Satispay app to pay by scanning a QR code in physical or e-commerce digital channels in a simple and seamless manner. The new partnership will enable merchants that use Viva.com’s Tap on Any Device technology for in-store purchases and Smart Checkout for online transactions, to accept payments using Satispay at checkout. This integration will provide businesses with access to a broader customer base, faster and more secure transactions, as well as an improved customer experience, leading to fewer missed sales. Source: https://lnkd.in/dKt9tqes Sign up for more news updates like this in our daily newsletter: https://lnkd.in/eskQx7Ym #payments #digitalpayments #partner #partnership #financialtechnology #financialservices #financialsolutions

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Intesa Sanpaolo's Banca dei Territori Division with the New York Branch of the IMI Corporate & Investment Banking Division, in collaboration with the Italian International Propeller Clubs and SRM - Study Center connected to the Group met in New York in recent days for a joint mission dedicated to promoting the strategic role of Italian ports in the Mediterranean and enhancing the shipping and logistics sectors. A series of meetings that confirm Intesa Sanpaolo's objective of being a point of reference for the entire sector and aims to encourage further expansion of the American presence in Italy, especially in the maritime economy supply chain. A desire that is also expressed with a ceiling of 10 billion euros of financing, largely already invested in the port areas through the Single Special Economic Zone of the South and the Simplified Logistics Zones of the Center and North. "Intesa Sanpaolo actively supports the development of the maritime economy and the Italian port system, has already provided 6 billion euros of direct and indirect financing to support these investments, focusing on Group synergies and the interest of sensitive foreign companies and investors to the expected tax and administrative advantages" commented Anna Roscio, Executive Director of Corporate Sales & Marketing of Intesa Sanpaolo. Find out more: https://ow.ly/bvWC30sCm6k

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[BNPL for Business] 🚀 **Survey Insights: Factoring Services in Italy** 🚀 We are excited to share the findings of survey conducted by the Italian Factoring Association, Assifact, in collaboration with KPMG, on the demand for factoring services among Italian companies. PausePay - il Buy Now Pay Later B2B italiano 📝 **Key Highlights:** 🔹 **Diverse Sample**: The survey included 106 companies from various sectors across Italy, with a balanced representation of SMEs and corporate enterprises. 🔹 **Commercial Receivables**: Over 50% of receivables are collected within 90 days, while 50% of companies pay their suppliers within 60 days. 🔹 **Strategic Tool**: Companies view commercial credit as essential for maintaining partner relationships and synchronizing cash flows. Factoring plays a crucial role in optimizing working capital. 🔹 **High Adoption**: 85% of companies currently use factoring, with 63% of non-users considering it for future use. The predominant form is non-recourse factoring (78%) and maturity factoring (59%). 🔹 **Satisfaction**: Factoring satisfaction rates are high due to the speed and security of fund disbursement, credit assurance, and professionalism in credit management. Technology offered by factors is seen as superior to that of banks and alternative finance providers. 🔹 **Pandemic Response**: During the pandemic, factoring proved to be a flexible support for working capital, helping companies resume their productive activities. 🔹 **Future Outlook**: There is significant interest in a unified platform that offers access to various financiers and support forms. ESG characteristics of providers are increasingly important in selecting financial service partners. 🔹 **Public Administration**: 42% of companies have dealings with public administration, with credit assignment being a common practice despite some challenges. Simplifying administrative procedures and removing obstacles to credit assignment can enhance these relationships. Factoring continues to be a vital tool for businesses, providing financial stability and fostering growth. The positive feedback and high satisfaction rates underscore its importance in today's dynamic market. #Factoring #BusinessGrowth #WorkingCapital #FinancialServices #SurveyInsights #Assifact #KPMG --- Feel free to share your thoughts or experiences with factoring in the comments below! 👇 --- Thank you to all the participants and partners who made this survey possible. https://lnkd.in/dYikX9hf --- 📊 For more detailed insights, visit Assifact’s website https://www.assifact.it or connect with us directly!

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Nexi Group has expanded its partnership with Compass Banca S.p.A. - Gruppo Mediobanca to include e-commerce 👏 ⏱ 💶 In 2023, the annual volume of transactions completed via BNPL in online commerce reached approximately €3.5BN, Milan Polytechnic University estimates, 81% HIGHER than the last year. 💡 💸 The extension of the partnership will involve PagoLight, Compass’s proprietary, full-digital BNPL solution being integrated into XPay, the e-commerce payment gateway developed by Nexi to enable merchants to offer their clients an INNOVATIVE solution for deferring online payments, replicating the SAME service available at physical POS via online channels 🤝 🛒 The partnership between will ALSO enable Nexi to make a useful service available to its clients, helping it to leverage the business opportunities offered by the BNPL solution, which are particularly significant in the e-commerce sector. 👨‍💻 “Extending our partnership with Nexi to include e-commerce is a very important step forward for us. The native integration of PagoLight into the XPay payment gateway will offer merchants an important driver to increase sales and loyalty retention amount clients,” said Luigi Pace, Central Manager of Marketing and Innovation at Compass. “A recent survey of PagoLight users showed that 47% would not have completed their purchase if this option had not been available, while virtually all those interviewed said that PagoLight is a ‘decisive factor’ in them returning to make other purchases via the same e-commerce website. Through this partnership with Nexi, Compass has strengthened its multichannel coverage in BNPL, with the ambition to further consolidate its leadership in the sector.” Read more on the link below! 👇 Andrea Marino Gaboardi #nexi #ecommerce #compass #payments #digitalpayments #paymentgateway #bnpl #onlinepayments #buynowpaylater #merchants

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Intesa Sanpaolo invests in The Blue Planet, a start-up that produces Airlite ecological paint: thanks to its innovative technology, it is able to transform the walls of homes, offices, hospitals and schools into large natural air purifiers. By generating negative ions that neutralize pollutants, Airlite paint cleans the air of substances such as smog, improving the living well-being of buildings. It also reduces CO2 emissions related to the construction sector by up to 80% compared to traditional products and reflects the warm component of sunlight, allowing you to save electricity for cooling by up to 30%. Find out more: https://ow.ly/g09a30sCLYo

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Viva.com Partners With Satispay, Growing the Alternative Payment Options for European Businesses “Connecting with local financial systems and enabling connectivity to dominant local card schemes and alternative payment methods, is an essential part of Viva.com’s expansion in the 24 European markets of operation. Our partnership with Satispay will offer our merchants and their consumers versatility, even greater flexibility and convenience at the checkout. Satispay’s commitment to simplicity and security aligns perfectly with our mission to provide cutting-edge omnichannel payment solutions to all European businesses,” said Harry Xenophontos, Chief Partnerships Officer at Viva.com. https://lnkd.in/ejNPjt4H Stefano Schiavio #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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Great to see companies getting on board. They have been so focused on marketing their product, but now is the time to focus on marketing their equity story. #curationconnect #investorrelations #investing

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