Augie Vulaj

Mortgages and Divorce: Keeping Your Home During Life’s Changes: Divorce or separation is a challenging time, and amidst the emotional and logistical complexities, handling mortgage issues can add another layer of stress. http://dlvr.it/T5d7R7

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Save on capital gains tax and reinvest more with our expert tax-deferral strategies. At 1031 Solutions Group, we specialize in guiding you through the 1031 exchange process, helping you defer taxes and maximize your investment potential. Discover how our tailored solutions can benefit your financial goals. Contact us today to learn more! www.1031solutionsgroup.com #CapitalGainsTax #TaxDeferral #InvestmentStrategy #1031Exchange #RealEstateInvesting #FinancialGoals #Reinvestment #TaxSavings #1031SolutionsGroup

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Is your ARM scheduled to adjust soon? If so, now may be the time to refinance. We specialize in refinancing, even for the trickiest of scenarios. If you’d like to explore the alternatives to your ARM, we can help. #arm #adjustablerate #refinance #brokersarebetter

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Is your ARM scheduled to adjust soon? If so, now may be the time to refinance. We specialize in refinancing, even for the trickiest of scenarios. If you’d like to explore the alternatives to your ARM, we can help. #arm #adjustablerate #refinance #brokersarebetter

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The Five S’s of a micro plan to beating inflation or staglation: S1) Steaming services - cutoff 1 service for every 3 you are paying for. How much media content do we really need? S2) Storage units - downsize or do away with these unless you are truly attached to what you are paying to store. Storage unit companies are constantly raising rents on you!!! S3) Starbucks - just stop 🛑! This is fastest way to bankruptcy!!! If you need to treat yourself once in a while, that is different than drinking everyday. S4) Subscriptions: similar to streaming services (ie: shopping services or unused fitness services), reduce 1/3 of these. S5) Set an achievable goal!!! $250 per month is $3,000 per year and $15,000 over 5 years!!! High inflation is here to stay in my opinion, so be honest to yourself!!!

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Certified Financial Planners/Advisors: Next Free webinar of the Series will be on June 20th. 2024 at 2:00 p.m. EST: “What Advisors Should Know when a Retiree Relocates”. We are offering several webinars on how to apply Reverse Mortgages and "sequence of returns" to your clients’ portfolios; a great way to diminish loses and grow their investments. After the webinar, 1 credit will be applied towards your CE. Please, contact me via LinkedIn, by email at cwilliams@statecapitalgroupcorp.com or by phone (914) 393-9600 to register and/or to find out for more information. The combination of rising inflation and volatile investment markets, has many financial advisors considering home equity to help safeguard and improve retirement outcomes. Often serving as a client’s largest asset, strategically accessing home equity with a reverse mortgage may: • Manage long-term care risks.  • Bridge gaps to maximize social security.  • Eliminate a mortgage payment.  • Fund legacy strategies and more.  • Long-term care planning, paying taxes on Roth Conversions, cash flow management. • Strategically utilize home equity. • Learn the reverse mortgage cost, borrower eligibility, requirements and consumer protection. In this webinar for Financial Advisors, you will learn how a reverse mortgage works, and how to incorporate it into your planning practice. Presented by Phil Walker, Vice President of the Retirement Strategies Division at HighTech Lending, Inc.  This class is eligible for 1 CFP CE credit. #seniorcitizen #seniorservices #seniors #reversemortgage #reversemortgages #reverseretirement #financialfreedom #financialadvisor #financialplanning #financialindependence #financialadvisor #financialplanner #elderlaw #divorceattorney #willsandtrusts #realestate #realestateplanning #relocation #homedownsize #homeownership

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Certified Financial Planners/Advisors: Next Free webinar of the Series will be on June 6th. 2024 at 2:00 p.m. EST: “Preparing for the Rebound – A New Discovery in Risk Reduction”. We are offering several webinars on how to apply Reverse Mortgages and "sequence of returns" in your clients’ portfolios; a great way to diminish loses and grow their investments. After the webinar, 1 credit will be applied towards your CE. Please, contact me via LinkedIn, by email at cwilliams@statecapitalgroupcorp.com or by phone (914) 393-9600 to register and/or to find out for more information. The combination of rising inflation and volatile investment markets, has many financial advisors considering home equity to help safeguard and improve retirement outcomes. Often serving as a client’s largest asset, strategically accessing home equity with a reverse mortgage may: • Manage long-term care risks.  • Bridge gaps to maximize social security.  • Eliminate a mortgage payment.  • Fund legacy strategies and more.  • Long-term care planning, paying taxes on Roth Conversions, cash flow management. • Strategically utilize home equity. • Learn the reverse mortgage cost, borrower eligibility, requirements and consumer protection. In this webinar for Financial Advisors, you will learn how a reverse mortgage works, and how to incorporate it into your planning practice. Presented by Phil Walker, Vice President of the Retirement Strategies Division at HighTech Lending, Inc.  This class is eligible for 1 CFP CE credit. #seniorcitizen #seniorservices #seniors #reversemortgage #reversemortgages #reverseretirement #financialfreedom #financialadvisor #financialplanning #financialindependence #financialadvisor #financialplanner #elderlaw #divorceattorney #willsandtrusts #realestate #realestateplanning #relocation #homedownsize #homeownership

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I know taking time away can be difficult for a small business owner. This article offers tips and tricks for preparing to step away and recharge. https://ow.ly/YxYa30sEfNm #Leadership #SmallBusiness #BusinessTip

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Mortgage Loan Officers & Branch Managers: You deserve compensation at the rate you do business! 🤝 💼   At Geneva Financial, we believe your compensation should directly reflect your value, and our business model provides the opportunity for you to reach new heights if you work hard. 🚀   Ready to learn more? Visit JoinGFI.com to learn more and register for our upcoming Discovery Day webinar. 💻   #MortgageProfessionals #Mortgage #JoinGFI #MortgageMarketing #MortgageTechnology

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𝗙𝗮𝗰𝗶𝗹𝗶𝘁𝗮𝘁𝗼𝗿, 𝗻𝗼𝘁 𝗮𝗻 𝗲𝘅𝗽𝗲𝗿𝘁. I was hired to facilitate a community bank’s strategic planning. As we worked through the planning, an issue arose concerning the regional bank that had purchased another bank and would compete in my client’s market. The planning group was concerned that this much larger bank would buy market share with predatory pricing. This was tricky because the purchased bank was my former employer, and I knew the new market entrant was driven by profit.  The dilemma was that my role was facilitator.  I was not there to provide answers but to assist the client in developing their plan. I briefly provided my perspective and suggested they form a small task force to study how this bank had performed in other new markets.  The task force evaluated past performance and confirmed my thoughts. 𝗙𝗼𝗰𝘂𝘀 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗿𝗼𝗹𝗲. Having facilitated numerous plans, this is the best example of this dilemma.  As the facilitator, I help guide the group to their solutions versus providing answers. When my holding company employer was evaluating a consulting team, these consultants published articles about centralizing operations and collapsing charters as the best strategy for multi-bank holding companies. Our planning group was vehemently against centralization. The consulting group would be a poor fit for our company, and we fired them. When asked as a facilitator, I provided my honest opinion but refused to tell the client what they should do. Each plan needed to be owned by the implementation team. Sometimes it is challenging to operate within the limits of your role.

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5.0 star review received on Experience.com for Will Strauss by Courtney K H - The professional communication. The mortgage process was easy and convenient

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The journey of a thousand miles begins with a single step. In homeownership, that first step could be as small as a 0% down payment. 724-610-6397

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