Andrea Zabeo

[BNPL for Business] 🚀 **Survey Insights: Factoring Services in Italy** 🚀 We are excited to share the findings of survey conducted by the Italian Factoring Association, Assifact, in collaboration with KPMG, on the demand for factoring services among Italian companies. PausePay - il Buy Now Pay Later B2B italiano 📝 **Key Highlights:** 🔹 **Diverse Sample**: The survey included 106 companies from various sectors across Italy, with a balanced representation of SMEs and corporate enterprises. 🔹 **Commercial Receivables**: Over 50% of receivables are collected within 90 days, while 50% of companies pay their suppliers within 60 days. 🔹 **Strategic Tool**: Companies view commercial credit as essential for maintaining partner relationships and synchronizing cash flows. Factoring plays a crucial role in optimizing working capital. 🔹 **High Adoption**: 85% of companies currently use factoring, with 63% of non-users considering it for future use. The predominant form is non-recourse factoring (78%) and maturity factoring (59%). 🔹 **Satisfaction**: Factoring satisfaction rates are high due to the speed and security of fund disbursement, credit assurance, and professionalism in credit management. Technology offered by factors is seen as superior to that of banks and alternative finance providers. 🔹 **Pandemic Response**: During the pandemic, factoring proved to be a flexible support for working capital, helping companies resume their productive activities. 🔹 **Future Outlook**: There is significant interest in a unified platform that offers access to various financiers and support forms. ESG characteristics of providers are increasingly important in selecting financial service partners. 🔹 **Public Administration**: 42% of companies have dealings with public administration, with credit assignment being a common practice despite some challenges. Simplifying administrative procedures and removing obstacles to credit assignment can enhance these relationships. Factoring continues to be a vital tool for businesses, providing financial stability and fostering growth. The positive feedback and high satisfaction rates underscore its importance in today's dynamic market. #Factoring #BusinessGrowth #WorkingCapital #FinancialServices #SurveyInsights #Assifact #KPMG --- Feel free to share your thoughts or experiences with factoring in the comments below! 👇 --- Thank you to all the participants and partners who made this survey possible. https://lnkd.in/d7gTThGB --- 📊 For more detailed insights, visit Assifact’s website https://www.assifact.it or connect with us directly!

[BNPL for Business] 🚀 **Survey Insights: Factoring Services in Italy** 🚀 We are excited to share the findings of survey conducted by the Italian Factoring Association, Assifact, in collaboration with KPMG, on the demand for factoring services among Italian companies. PausePay - il Buy Now Pay Later B2B italiano 📝 **Key Highlights:** 🔹 **Diverse Sample**: The survey included 106 companies from various sectors across Italy, with a balanced representation of SMEs and corporate enterprises. 🔹 **Commercial Receivables**: Over 50% of receivables are collected within 90 days, while 50% of companies pay their suppliers within 60 days. 🔹 **Strategic Tool**: Companies view commercial credit as essential for maintaining partner relationships and synchronizing cash flows. Factoring plays a crucial role in optimizing working capital. 🔹 **High Adoption**: 85% of companies currently use factoring, with 63% of non-users considering it for future use. The predominant form is non-recourse factoring (78%) and maturity factoring (59%). 🔹 **Satisfaction**: Factoring satisfaction rates are high due to the speed and security of fund disbursement, credit assurance, and professionalism in credit management. Technology offered by factors is seen as superior to that of banks and alternative finance providers. 🔹 **Pandemic Response**: During the pandemic, factoring proved to be a flexible support for working capital, helping companies resume their productive activities. 🔹 **Future Outlook**: There is significant interest in a unified platform that offers access to various financiers and support forms. ESG characteristics of providers are increasingly important in selecting financial service partners. 🔹 **Public Administration**: 42% of companies have dealings with public administration, with credit assignment being a common practice despite some challenges. Simplifying administrative procedures and removing obstacles to credit assignment can enhance these relationships. Factoring continues to be a vital tool for businesses, providing financial stability and fostering growth. The positive feedback and high satisfaction rates underscore its importance in today's dynamic market. #Factoring #BusinessGrowth #WorkingCapital #FinancialServices #SurveyInsights #Assifact #KPMG --- Feel free to share your thoughts or experiences with factoring in the comments below! 👇 --- Thank you to all the participants and partners who made this survey possible. https://lnkd.in/d7gTThGB --- 📊 For more detailed insights, visit Assifact’s website https://www.assifact.it or connect with us directly!

[BNPL for Business] 🚀 **Survey Insights: Factoring Services in Italy** 🚀 We are excited to share the findings of survey conducted by the Italian Factoring Association, Assifact, in collaboration with KPMG, on the demand for factoring services among Italian companies. PausePay - il Buy Now Pay Later B2B italiano 📝 **Key Highlights:** 🔹 **Diverse Sample**: The survey included 106 companies from various sectors across Italy, with a balanced representation of SMEs and corporate enterprises. 🔹 **Commercial Receivables**: Over 50% of receivables are collected within 90 days, while 50% of companies pay their suppliers within 60 days. 🔹 **Strategic Tool**: Companies view commercial credit as essential for maintaining partner relationships and synchronizing cash flows. Factoring plays a crucial role in optimizing working capital. 🔹 **High Adoption**: 85% of companies currently use factoring, with 63% of non-users considering it for future use. The predominant form is non-recourse factoring (78%) and maturity factoring (59%). 🔹 **Satisfaction**: Factoring satisfaction rates are high due to the speed and security of fund disbursement, credit assurance, and professionalism in credit management. Technology offered by factors is seen as superior to that of banks and alternative finance providers. 🔹 **Pandemic Response**: During the pandemic, factoring proved to be a flexible support for working capital, helping companies resume their productive activities. 🔹 **Future Outlook**: There is significant interest in a unified platform that offers access to various financiers and support forms. ESG characteristics of providers are increasingly important in selecting financial service partners. 🔹 **Public Administration**: 42% of companies have dealings with public administration, with credit assignment being a common practice despite some challenges. Simplifying administrative procedures and removing obstacles to credit assignment can enhance these relationships. Factoring continues to be a vital tool for businesses, providing financial stability and fostering growth. The positive feedback and high satisfaction rates underscore its importance in today's dynamic market. #Factoring #BusinessGrowth #WorkingCapital #FinancialServices #SurveyInsights #Assifact #KPMG --- Feel free to share your thoughts or experiences with factoring in the comments below! 👇 --- Thank you to all the participants and partners who made this survey possible. https://lnkd.in/d7gTThGB --- 📊 For more detailed insights, visit Assifact’s website https://www.assifact.it or connect with us directly!

[BNPL for Business] 🚀 **Survey Insights: Factoring Services in Italy** 🚀 We are excited to share the findings of survey conducted by the Italian Factoring Association, Assifact, in collaboration with KPMG, on the demand for factoring services among Italian companies. PausePay - il Buy Now Pay Later B2B italiano 📝 **Key Highlights:** 🔹 **Diverse Sample**: The survey included 106 companies from various sectors across Italy, with a balanced representation of SMEs and corporate enterprises. 🔹 **Commercial Receivables**: Over 50% of receivables are collected within 90 days, while 50% of companies pay their suppliers within 60 days. 🔹 **Strategic Tool**: Companies view commercial credit as essential for maintaining partner relationships and synchronizing cash flows. Factoring plays a crucial role in optimizing working capital. 🔹 **High Adoption**: 85% of companies currently use factoring, with 63% of non-users considering it for future use. The predominant form is non-recourse factoring (78%) and maturity factoring (59%). 🔹 **Satisfaction**: Factoring satisfaction rates are high due to the speed and security of fund disbursement, credit assurance, and professionalism in credit management. Technology offered by factors is seen as superior to that of banks and alternative finance providers. 🔹 **Pandemic Response**: During the pandemic, factoring proved to be a flexible support for working capital, helping companies resume their productive activities. 🔹 **Future Outlook**: There is significant interest in a unified platform that offers access to various financiers and support forms. ESG characteristics of providers are increasingly important in selecting financial service partners. 🔹 **Public Administration**: 42% of companies have dealings with public administration, with credit assignment being a common practice despite some challenges. Simplifying administrative procedures and removing obstacles to credit assignment can enhance these relationships. Factoring continues to be a vital tool for businesses, providing financial stability and fostering growth. The positive feedback and high satisfaction rates underscore its importance in today's dynamic market. #Factoring #BusinessGrowth #WorkingCapital #FinancialServices #SurveyInsights #Assifact #KPMG --- Feel free to share your thoughts or experiences with factoring in the comments below! 👇 --- Thank you to all the participants and partners who made this survey possible. https://lnkd.in/d7gTThGB --- 📊 For more detailed insights, visit Assifact’s website https://www.assifact.it or connect with us directly!

[BNPL for Business] 🚀 **Survey Insights: Factoring Services in Italy** 🚀 We are excited to share the findings of survey conducted by the Italian Factoring Association, Assifact, in collaboration with KPMG, on the demand for factoring services among Italian companies. PausePay - il Buy Now Pay Later B2B italiano 📝 **Key Highlights:** 🔹 **Diverse Sample**: The survey included 106 companies from various sectors across Italy, with a balanced representation of SMEs and corporate enterprises. 🔹 **Commercial Receivables**: Over 50% of receivables are collected within 90 days, while 50% of companies pay their suppliers within 60 days. 🔹 **Strategic Tool**: Companies view commercial credit as essential for maintaining partner relationships and synchronizing cash flows. Factoring plays a crucial role in optimizing working capital. 🔹 **High Adoption**: 85% of companies currently use factoring, with 63% of non-users considering it for future use. The predominant form is non-recourse factoring (78%) and maturity factoring (59%). 🔹 **Satisfaction**: Factoring satisfaction rates are high due to the speed and security of fund disbursement, credit assurance, and professionalism in credit management. Technology offered by factors is seen as superior to that of banks and alternative finance providers. 🔹 **Pandemic Response**: During the pandemic, factoring proved to be a flexible support for working capital, helping companies resume their productive activities. 🔹 **Future Outlook**: There is significant interest in a unified platform that offers access to various financiers and support forms. ESG characteristics of providers are increasingly important in selecting financial service partners. 🔹 **Public Administration**: 42% of companies have dealings with public administration, with credit assignment being a common practice despite some challenges. Simplifying administrative procedures and removing obstacles to credit assignment can enhance these relationships. Factoring continues to be a vital tool for businesses, providing financial stability and fostering growth. The positive feedback and high satisfaction rates underscore its importance in today's dynamic market. #Factoring #BusinessGrowth #WorkingCapital #FinancialServices #SurveyInsights #Assifact #KPMG --- Feel free to share your thoughts or experiences with factoring in the comments below! 👇 --- Thank you to all the participants and partners who made this survey possible. https://lnkd.in/d7gTThGB --- 📊 For more detailed insights, visit Assifact’s website https://www.assifact.it or connect with us directly!

#Window dressing #Credit default swaps #IRS #Collateral exchanges #Cash as operative assets #Bank risk management #BIMBO #Open market operations. https://lnkd.in/dXEUYwP4