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Must Reads
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Why I'm Not Opening Any CDs in 2024 -- Even Though Rates Are Up to 5.5%
Looking for a higher yield on your savings before the Fed cuts interest rates? Here's why a CD might not be the right choice.
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3 Signs You Should Skip CDs Despite the 5% Rates
The current high rates mean everyone is pushing CDs. But these signs may mean CDs aren't right for you.
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This Is What Happens When You Leave a Lot of Money in Your Savings Account
You could be missing out on easy money if you're using the wrong bank account. Read on to find out how your cash can grow …
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4 Incredibly Reliable Cars You Can Drive Until the Wheels Fall Off
Looking for a reliable car you can drive until it dies? Here are four cars, both hybrid and gas-powered, that are likely to make it …
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The No. 1 Way for Average Americans to Become Millionaires
You don't need to earn a massive salary to become a millionaire. Discover a proven method that could get you there on an average income.
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Does Your Net Worth Put You in the Upper, Middle, or Lower Class?
Net worth is an important financial metric. Find out the average net worth for the upper, middle, and lower class to see where yours lands.
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Why I'm Not Opening Any CDs in 2024 -- Even Though Rates Are Up to 5.5%
Looking for a higher yield on your savings before the Fed cuts interest rates? Here's why a CD might not be the right choice.
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3 Reasons I'm Not Touching 12-Month CDs, Even With Rates at 5.25%
12-month CD rates are at a two-decade high. Find out why this writer is avoiding 12-month CDs for the near future.
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4 Incredibly Reliable Cars You Can Drive Until the Wheels Fall Off
Looking for a reliable car you can drive until it dies? Here are four cars, both hybrid and gas-powered, that are likely to make it …
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5 of the Best Costco Deals for July 2024
Costco's prices are competitive to begin with. But a few specific sales this month might save you big money. Read on to learn more.
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3 Reasons I Don't Enjoy Aldi as Much as I Used To
Some people swear by Aldi. But read on to see why this writer and mom isn't as enamored by the store as she once was.
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4 Important Moves to Make When Your 401(k) Hits $1 Million
Are you on the verge of becoming a 401(k) millionaire? See how $1 million of retirement savings could change a few big things about your …
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Americans' Top Financial Priorities in the 2024 Presidential Election
We asked 2,000 Americans what their top financial priorities are heading into the 2024 election. Inflation was top of mind. Read on for more findings.
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2024 Financial Stress, Anxiety, and Mental Health Survey
Financial anxiety is widespread among Americans. Get the latest data and strategies to cope with financial stress here.
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Survey: Most Believe They're Overpaying for Their Subscriptions
Fifty-seven percent of respondents think they’re paying too much for subscriptions. Learn more about the data uncovered in our 2024 Subscription Sanity survey.
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Lottery Statistics and Revenue by State
Americans shelled out $95.5 billion on lottery tickets in 2021 and earned a prize payout of $64.3 billion. Find out if playing the lottery is …
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Survey: Car Insurance Shopping Preferences and Trends
The Motley Fool Ascent surveyed 2,000 Americans on their auto insurance shopping preferences and habits. Learn what we found out.
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Study: Generational Credit Card Habits
The Motley Fool Ascent surveyed 2,000 Americans on their credit card habits and found some generational differences. Find out if they apply to you.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.