credit cards

Kudos uses AI to figure out consumer spending habits so it can then provide more personalized financial advice, like maximizing rewards and utilizing credit effectively.

Kudos lands $10M for an AI smart wallet that picks the best credit card for purchases

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Klarna credit card launches in the US as Swedish fintech grows its market presence

Klarna is launching its credit card in the United States, the Swedish fintech giant told TechCrunch in an exclusive interview. “It was one of our most asked for products,” said David Fock, Klarna’s chief product and design officer, “and will allow people to pay in the Klarna way but with…

Klarna credit card launches in the US as Swedish fintech grows its market presence

When a card is swiped or typed, the issuer sends Spade the data in real-time, and that transaction is linked with a verified merchant identity.

Spade digs into credit card fraud detection intelligence following new capital raise

Clothing giant Forever 21 said a data breach earlier in the year affects more than half a million individuals. A data breach notice filed with Maine’s attorney general said the…

Forever 21 data breach affects half a million people

Greenlight gets into the credit card game, offering families up to 3% cash back on all purchases with the Greenlight Family Cash Card.

Greenlight’s new credit card helps teens, their parents build credit together

The world of cryptocurrency has often been criticized for being exclusive, catering primarily to speculators and crypto-savvy individuals. Despite this, many advocates believe that the underlying decentralized technology has the…

Gnosis launches Visa card that lets you spend self-custody crypto in Europe, soon US and Hong Kong

Like many other credit cards, Bend offers rewards, though not the usual cash back or points-based fare. Instead, it offers carbon offsets.

Bend is taking on Brex and Ramp with a green twist and a $2.5M seed round

Spade’s technology “cleans” credit card data and enriches it with actual merchant identities, logos, business hours and spending history.

Spade turns credit card transaction gibberish into clear, actionable data

If you recently made a purchase from an overseas online store selling knockoff clothes and goods, there’s a chance your credit card number and personal information were exposed. Since January…

A network of knockoff apparel stores exposed 330,000 customer credit cards

We’ve seen attempts at gathering all cards (credit, debit, loyalty, etc.) in one before, but Card Blanch claims to have a fresh take on the concept.

Pitch Deck Teardown: Card Blanch’s $460K deck for its angel round

X1, a consumer fintech startup which recently launched an income-based credit card to the public, has raised an additional $15 million in funding.  This round caught our attention for a…

X1 gets 50% valuation boost, aims to give consumers a way to buy stocks via credit card reward points

Bilt Rewards creates loyalty programs and a co-branded credit card for property renters and now has a program for renters to find homes for the same monthly payment.

Bilt Rewards’ valuation jumps to $1.5B following new $150M growth round

Arro provides a credit card and credit-building platform, and its proprietary underwriting model relies on income data.

This company wants to improve your credit by gamifying financial literacy

Samsung has launched two credit cards in India, entering a crowded category that sees more than 50 companies fiercely compete for consumers’ attention in the world’s second largest internet market.…

Samsung launches credit card in India

Welcome to The Interchange! If you received this in your inbox, thank you for signing up and your vote of confidence. If you’re reading this as a post on our…

Varo’s bank charter milestone, more corporate cards and BNPL under a microscope

Power’s credit card program is designed for companies, brands and banks to offer embeddable fintech experiences into existing mobile and web applications. 

Fintech startup Power flexes its credit card muscle following $316M equity, debt injection

Electronics giant Samsung has confirmed a data breach affecting customers’ personal information. In a brief notice, Samsung said it discovered the security incident in late-July and that an “unauthorized third…

Samsung says customer data stolen in July data breach

With more VC funds wanting to see where every dollar is spent, it is essential CEOs understand how to accurately track and report monthly expenses and revenue.

The party’s over: Tips for tracking and reporting monthly startup expenses and revenue

When Kristy Kim started TomoCredit in early 2019, she was on a mission to help international students more easily obtain credit. Three and a half years later, that mission has evolved.…

TomoCredit raises $22M at a $222M valuation toward its goal of making credit scores ‘obsolete’

Despite all the talk about cash, early-stage companies rarely scrutinize their inflows and outflows at a level that can unlock peak efficiency.

It’s time to get technical with your cash flow

The credit card market has become increasingly crowded, with consumer fintech startups locked in a fierce competition to differentiate their offerings through branding, rewards programs and even crypto compatibility. X1…

X1’s income-based credit card is about to launch publicly

Last Friday, Barter, the consumer app of Africa’s most valued startup Flutterwave, told customers via email that they would not be able to access its virtual dollar card service from…

African fintechs halt virtual dollar cards after Union54 chargeback fraud surge

The company is targeting the region’s challenges of customer acceptance, conversion and fraud with its “Commerce 3.0” payment infrastructure. 

DEUNA enters Latin America’s crowded one-click checkout sector flush with $37M

When Yoeal Haile started Aspira, a lending service, in 2017, he wanted to give Kenyans more choice about buying stuff on credit. The business eventually grew to a point where…

Sava, a spend management platform for African businesses, gets $2M pre-seed backing

Buy now, pay later (BNPL) products have become incredibly popular with users, and both startups and tech behemoths such as Apple have taken notice. But BNPL companies have attracted some…

Fintech Kasheesh wants financially strained customers to say ‘bye’ to BNPL

Credit card companies are trying to sweeten the perks they offer their customers, and American Express is doing just that through a new partnership with crypto wealth management platform and…

The first US crypto rewards credit card on the American Express network is here

India’s central bank proposed on Wednesday an integration between UPI and credit cards in a significant boost for a fast-growing payments protocol that has become the most popular way individuals…

India’s central bank to allow linking credit cards with UPI

Constrafor provides a platform for general contractors to organize subcontractors on each project and also a lending program so subcontractors don’t have to wait months to get paid.

Constrafor grabs $106M in equity, credit to finance construction subcontractors

The company provides working capital based on sales forecast data to resolve the shipping, fulfillment, advertising and inventory cost of goods for e-commerce sellers.

Onramp Funds accelerates e-commerce financing platform with $42M in equity, credit

Greenlight, the Atlanta, Georgia-based fintech company that pitches parents on kid-friendly bank accounts, is launching a credit card. The Greenlight-branded card, offered through Mastercard, offers up to 3% unlimited cash…

Greenlight, a $2.3B fintech focused on kids, launches credit card for parents