That sounds like you might be referring to the game's death mechanic. You have to retrieve the body (with any character) in order to get your items back. To quote a game review:

(...) after you die with one class you are required to choose a different class unless you want to lose all of that character’s earned items and levels. If you want to gain that class back with all the previous progress, you will need to spend 60 CP to purchase a resurrection contract and use it on your previous corpse.

Personally, I didn't find that fun, so I used save scumming / backups instead.

No. No. I resurrect character with scroll and he don't have any equipment in his inventory when i choose him again.

Necroing this.
I had the same thing happen to me. I Immediately went to the reaper to change my character and chose the same one again, and that fixed it for me.