100 episodes
Smart Money Happy Hour with Rachel Cruze and George Kamel Ramsey Network
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- Business
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4.9 • 2.7K Ratings
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Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
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Challenge: Explaining Investing “Like I’m 5 Years Old”
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Consider this episode your crash course in investing! We get it—investing can be confusing. But don’t worry, Rachel and George are here to break it all down for you in a way that’s so simple even a five-year-old could understand.
Next Steps
📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
🎥 Check out our video where we explain our most hated financial advice.
💰 Use the Ramsey Investment Calculator to find out your earning potential!
💸 Find an investing pro today!
Offers From Today's Sponsors
This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to www.joindeleteme.com/smartmoney.
Today’s Happy Hour Special: 🍋🟩 Moscow Mule
Recipe: Difford’s Guide
Ingredients:
• 2 ounces vodka
• 1/2 ounce lime juice
• 1/3 ounce sugar syrup
• 3 ounces ginger beer
• Ice
Instructions: In a copper mug, stir together vodka, freshly squeezed lime juice, and sugar syrup. Then, add ice so it fills the mug two-thirds of the way and top with ginger beer. For added flair, serve with an optional lime slice and mint sprig.
Listen to More From Ramsey Network
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 The EntreLeadership Podcast
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Generational Money Trends: Who’s Got It Right?
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Rachel and George have a hot topic on the agenda for this episode: Are Gen Zers just millennials . . . rebranded? Trends, tech, money habits—they’re comparing it all to find out if there really is a clear divide or if it’s just one big generational blur.
Next Steps
📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
🎥 Check out this episode to find out what today’s teens are spending their money on.
Offers From Today’s Sponsors
This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to www.joindeleteme.com/smartmoney.
Today’s Happy Hour Special: Juicy Julep Mocktail
Recipe: Completely Delicious
· 1 ounce pineapple juice
· 1 ounce orange juice
· 1 ounce lime juice
· 1 teaspoon fresh mint
· Ginger ale (to top off)
· Ice
Instructions: Add ice, pineapple juice, orange juice and lime juice to a glass. Top with ginger ale and mint leaves, and stir to combine. Serve right away, garnished with fresh mint.
Listen to More From Ramsey Network
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy -
Financial Realities You Learn as an Adult
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In this episode, Rachel and George explore the realities of adulting. Spoiler alert: It’s not all fun and games, especially when it comes to those sneaky, money-related expenses. But, before you get too down, stick around because they’re sharing a special tip to instantly make adulthood less depressing!
Next Steps
📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
🎥 Go to our video on Did You Get “The (Money) Talk” as a Kid?
🗞️ Read George’s article, “Why Do I Owe Taxes This Year? 6 Common Reasons”
💛 Pick up a copy of Rachel’s new children’s book, I’m Glad for Where I Am.
🛳️ Book your cabin! Join Dave and the Ramsey Personalities for a luxurious celebration of financial freedom aboard the Live Like No One Else Cruise!
👩🏽💻 Are you protected with the right insurance? Find out with our online Coverage Checkup.
🚑 Get covered! Find a RamseyTrusted insurance pro at Zander Insurance.
🖋️ Create your legally binding will using our online will-maker, powered by Mama Bear Legal Forms.
Offers From Today’s Sponsors
This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.
Today’s Happy Hour Special: 🍋🟩 Reddish Rita
Recipe courtesy of our Smart Money Happy Hour mixologist
1 ounce of reposado tequila
1 ounce of blanco tequila
3-4 ounces of orange liqueur
1 ounce of lime juice
1/2 ounce of agave nectar
Instructions: In a cocktail shaker, combine reposado tequila, blanco tequila, orange liqueur, lime juice and agave nectar. Add ice and shake vigorously until well chilled. Strain the mixture into a salt-rimmed glass and enjoy!
Listen to More From Ramsey Network
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy -
Is Chasing “Financial Freedom” Really Worth It?
💵 Start your free budget today. Download the EveryDollar app!
It's Independence Day and Rachel and George are celebrating in true Smart Money Happy Hour style—with patriotic cocktails and a little chat about financial independence. Is it a realistic goal, or should you aim for financial peace instead? They'll answer these questions on financial dependencies and more.
Next Steps
📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
🎥 Go check out our video on navigating awkward money conversations.
Offers From Today's Sponsors
This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.
Today’s Happy Hour Special: 🇺🇸 American Collins
Recipe: The Spruce Eats
1 1/2 ounces of gin
3/4 ounce of simple syrup
3–4 ounces of club soda
1/2 ounce of lemon juice
8 blueberries
4 cherries
Instructions: In a collins glass, muddle blueberries, cherries, simple syrup and lemon juice. Then, add the gin and fill the glass with ice. Stir briefly and top with club soda. Garnish with a cherry and a lemon wheel and enjoy!
Listen to More From Ramsey Network
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy -
Are You Guilty of Telling These White (Money) Lies?
💵 Start your free budget today. Download the EveryDollar app!
We’re all guilty of the occasional little white lie, but are they as harmless as they seem? Today, Rachel and George discuss how these fibs could actually be dipping into your wallet without you even noticing. Join them for a look at the financial impact of our everyday words.
Next Steps
📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
🎥 Check out George’s video where he breaks down investing for beginners.
💰 Navigate your investments with expert guidance from a SmartVestor Pro.
Offers From Today's Sponsors
This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.
Today’s Happy Hour Special: 🍋 Creamy Lemonade
Recipe: Every Little Crumb
Servings: 6
Ingredients:
• 1/2 can sweetened condensed milk
• 1 cup lemon juice
• 3 cups cold water
• 2 cups ice
Instructions: In a pitcher, whisk together the lemon juice and sweetened condensed milk. Add the cold water and stir, and then add the ice. For added flair, serve with extra lemon slices and optional mint leaves and enjoy!
Listen to More From Ramsey Network
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy -
Why “Get Ready With Me” Videos Are Costing You $$$$
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Are "Get Ready With Me" videos filling your feed? Join George and Rachel as they explore the internet's latest obsession with watching strangers’ routines, explain how it fuels comparison culture, and offer some helpful tips to keep your spending safe from viral trends.
Next Steps
📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
🎥 Watch George and Rachel break down bad habits that are hurting your wallet.
Offers From Today's Sponsors
This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.
Today’s Happy Hour Special: 🥃 Maple Bourbon Sour
Recipe: Joy + Oliver
Ingredients:
• 1 1/2 ounce bourbon
• 3/4 ounce lemon juice
• 3/4 ounce maple syrup
• 4 ice cubes
• 1 rosemary sprig
Instructions: In a cocktail shaker, combine the bourbon, lemon juice and maple syrup and fill with ice. Shake until fully combined and pour into your favorite cocktail glass. Garnish with fresh rosemary and enjoy!
Listen to More From Ramsey Network
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Customer Reviews
Makes learning about money fun!
I love this show! It’s my favorite for listening to while I’m making dinner. Rachel and George have great podcast chemistry, you can tell they’ve been friends for years and I like how they make good hearted fun of each other! They bring humor to the somewhat serious topic of finances, carrying the Dave Ramsey message in an approachable way. I also appreciate that they often have mocktails as their drink of the week as this makes the show inclusive for non drinkers. Thank you Rachel and George!
Love this podcast!!
I love this podcast! I love the topics covered and the dynamic between Rachel and George. I laugh a lot and learn tons of awesome information. Highly recommend this podcast.
AWESOME
"The Smart Money Happy Hour" is a highly recommended and entertaining show that I can't get enough of. Rachel and George are an incredible duo who never fail to impress. George is like that cool friend I've always longed for, while Rachel brings a fun and preppy vibe that I've never experienced before. They truly knock it out of the park with their dynamic energy and insightful discussions.