Atlas - Rewards Credit Card
4.6star
16.6K reviews
100K+
Downloads
Everyone
info
About this app
Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history.
EASY AND ACCESSIBLE
4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app.
GROWS WITH YOU
Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits.
SAVES YOU MONEY
Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings.
BUILDS YOUR CREDIT
You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot.
Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion.
SAFE AND SECURE
Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard.
NO HIDDEN FEES
Simple pricing: only $8.99/month
No other hidden, or surprise fees
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Atlas is not a bank. The Atlas card is issued by Patriot Bank pursuant to a license from Mastercard®. Atlas may be used everywhere Mastercard® credit cards are accepted.
Rewards and credit services are offered and managed by Atlas. Increase in credit score is dependent on on-time payment behavior and never guaranteed. Credit scores are impacted by many factors and an Atlas card is one of them.
EASY AND ACCESSIBLE
4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app.
GROWS WITH YOU
Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits.
SAVES YOU MONEY
Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings.
BUILDS YOUR CREDIT
You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot.
Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion.
SAFE AND SECURE
Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard.
NO HIDDEN FEES
Simple pricing: only $8.99/month
No other hidden, or surprise fees
—
Atlas is not a bank. The Atlas card is issued by Patriot Bank pursuant to a license from Mastercard®. Atlas may be used everywhere Mastercard® credit cards are accepted.
Rewards and credit services are offered and managed by Atlas. Increase in credit score is dependent on on-time payment behavior and never guaranteed. Credit scores are impacted by many factors and an Atlas card is one of them.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted
Ratings and reviews
4.6
16.3K reviews
Kristine Meyers
- Flag inappropriate
July 9, 2024
This app is great for building credit. I can add money to the deposit account to use on credit, raise my score, and pay off the balance when the deposit officially clears. Be wary though, I made a deposit to my account to make a purchase and in under 12 hours, they charged my bank account an extra $100, without notification, before I could even schedule a payment. That is something that could potentially screw someone over who needs that extra $100 for bills. Support was no help either.
36 people found this review helpful
Stacy Miller
- Flag inappropriate
July 11, 2024
One of the only credit cards I was actually approved for. Yes I had a very low credit amount but I can deposit money on to it like a debit card plus the auto save is great but it doesn't have a set amount that it takes it is anywhere from $10-$100 and the amount is random each time, but that goes toward your credit limit. Also the monthly payment is actually affordable for someone on a fixed income.
10 people found this review helpful
Amber
- Flag inappropriate
July 3, 2024
If I could Give it a 0 I absolutely would. I spentbalmost a year trying to get ahold of customer care to solve the issue of me being locked out of the app.... and the entire time they were charging me monthly fees for membership and declined fees totaling 138.22! Yeah! And for the past month I've been trying to get them to rectify it, but they have decided to do so as if it was my fault I didn't have access to my account. And You sure can't call them to get help because they don't take customer
18 people found this review helpful
Exto Inc.
July 4, 2024
Hi Amber, we apologize for the inconvenience. To assist you further, could you please provide more details to help us locate your account and escalate the issue? Thank you for your patience.
What's new
Thanks for using Atlas! We update our app regularly to make your experience even better. Every update of our Atlas app includes improvements in speed and reliability, as well as bug fixes and performance improvements. As new features are released, we'll highlight those for you in the app.
