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Littlepaws10 Author

Level 1

4 points

Why does my Apple Pay receipt show the actual last 4 of my card number?

I have used Apple Pay at Ulta for an online order. When I get my emailed receipt, it shows the actual last 4 of my card number. I thought it was supposed to show the dummy card number listed in my Apple Pay? I’ve had this issue for a while and I thought it was because my phone was old. I just got a new 14 and it still shows the actual last 4 of the card. Everything I I have read says they do not get the actual account number. If that’s the case, why is it on my receipt?

[Re-Titled by Moderator]

iPhone 14, iOS 17

Posted on Jul 9, 2024 12:42 PM

7 replies

Jeff Donald

Level 6

17,792 points

Jul 9, 2024 1:49 PM in response to Littlepaws10

Did you use Apple Card Mastercard or a different credit card/debit card?

Jeff Donald

Level 6

17,792 points

Jul 16, 2024 8:49 AM in response to Littlepaws10

If you use the physical card (magnetic stripe, chip or Tap-to-Pay) to complete a purchase, the receipt will reflect your actual card number. If you use your iPhone and a card in your Apple Wallet, you’ll see the last 4 digits or DPAN (Device Primary Account Number) of your encrypted Apple Pay Number. The number is specific to your device and credit card account. Here is photo of my screen so you can see what I’m trying to explain.

The path to see that screen is,

iPhone > Wallet app > credit/debit card > More button (3 dots in a circle in upper right corner of the screen) > Card Number > what you’ll see is the Network (Visa, Mastercard etc.) Physcal Card and Apple Pay (DPAN).

All that is displayed is the last 4 numbers and that is required and limited by Federal regulation and is to facilitate the return and refund of purchases.

Littlepaws10 Author

Level 1

4 points

Jul 17, 2024 1:02 PM in response to Jeff Donald

I used it for an online order that I picked up in store. I never scanned my card in the store but the actual last 4 was on the receipt I received via email. The initial email said paid with Apple Pay.

Littlepaws10 Author

Level 1

4 points

Jul 18, 2024 5:19 AM in response to Jeff Donald

I didn’t enter any number. I just clicked on Apple Pay. Initial confirmation of order showed payment as Apple Pay with no numbers. Receipt emailed to me after I picked up the order showed the last 4 of actual card. I made a purchase in the store and used Apple Pay and that receipt showed the dummy number. It makes no sense.