Affirm: Buy now, pay over time

4.8
352K reviews
10M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Shop stress-free and pay over time with flexible payments. Now select customers can take Affirm everywhere with the Affirm Card™.

Why you’ll love using the Affirm app:
• Pay over time at almost any store
• Get access to exclusive deals and rates as low as 0% APR
• Manage your account and make payments
• Open a high-yield Affirm Money Account with no minimums and no fees

Take your Affirm Card with you everywhere:
• Use your Affirm Card online or in person
• Planning a big purchase? Request a payment plan in the app before you head to the store
• If you’re shopping on the go, you can link your bank account to pay with your card almost anywhere, or use the app to request to pay over time for eligible purchases after you swipe. Minimum purchase may be required for payment plans. See footer for additional details.

Shopping with Affirm is simple and easy—browse your favorite stores online or in-store, choose the payment terms that work best for your budget, and complete your purchase at checkout or with your Affirm Card.

The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

Rates from 0 - 36% APR. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure.
Updated on
Jul 2, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location and App info and performance
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
340K reviews
Sharday Shaw
June 17, 2024
Convenient although the interest can be high. There's no flexibility in making changes to your payment dates. Only option is to pay early. There are 0 interest offers available sometimes. Your spending power can dramatically change overnight with no warning. Mine dropped by 2k in 1 day. I've never missed a payment and have pretty good credit. Took me about 6 months to get the 2k back. Wonder if they took it because I wasn't using it 🤔?? Either way it sucked. Overall, a cool program anyhow.
32 people found this review helpful
Did you find this helpful?
S Hamilton
June 21, 2024
Easy to see the monthly payments on each charge and to pay (whether by Auto pay or not). However, if you want to go back and pay another charge, or to look at each individual charge's payments going forward--for example to plan an early payoff, it doesn't bring you back to the list of charges, but to a page that says you've paid everything off. I've tried navigating to the Home screen and back. No effect. You have to exit the app and log on again to access the next purchase. Tedious at best.
23 people found this review helpful
Did you find this helpful?
deborah case
June 22, 2024
I love this app!! It is safe and easy to use. It offers a variety of shopping options. It keeps you posted on your purchasing power with low payments over time. It keeps track of all items purchased through them along with a full history chart of payments made and upcoming payments due along with a solid pay off calendar. It also offers many deals and discounts on items you might pay more for without them. This is the app to have!!
95 people found this review helpful
Did you find this helpful?

What's new

Miscellaneous fixes and improvements